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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • Re the fridge freezer, I'm hesitant to recommend Olio because a lot of people are time wasters but there are also a lot of people who are normal and decent, so might be worth considering putting it up on there if that feels manageable for you atm, if charities aren't being forthcoming 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You could also put the FF free on FB. Alternative would be to pay for a collection.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Seasidegal58
    Seasidegal58 Posts: 6,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fingers crossed EH.........🤞
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Cheery_Daff
    Cheery_Daff Posts: 17,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yep, all fingers and toes crossed here too! Xxx
  • beanielou
    beanielou Posts: 95,968 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So many good vibes 😎 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • themadvix
    themadvix Posts: 8,900 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh EH, that's a horrible feeling to have, but totally get why you feel that way. Hopefully it will be undramatic and actually happen to day and you'll regain some optimism then.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Fingers crossed sending positive vibes x
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