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Ding! Ding! All change, please... (now replaced with new diary on MFW)
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Fingers crossed that it happens today 🤞Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Willing it to happen for you xSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
Sending loads of positive vibes!!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Ditto!!!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)1 -
Tiptoes in....
We've exchanged!
Tiptoes out again, feeling slightly shellshocked!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her19 -
Oh hooray!!!! 😀😀😀😀😀😀😀😀😀 I am utterly THRILLED for you!!! Is this with completion on Friday?? Eeeeeekkkkk!! It's all so real now - you'll be ensconced in your new house with a nice beer within 3 days!!! Yay!!!!!
I imagine this is going to be quite a busy few days though 😂😂5 -
That is brilliant news @EssexHebridean you must both be so relieved.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Oh thank goodness for that! 😊 Hopefully everything else will be straightforward now 🤞4
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Woohoo!!! So pleased for you! Are you still on for completion on Friday?
A bit of a busy week if you are but so worth it. You'll be in your new house before you know it!!
*Where has the beer emoji gone???*Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2004 -
Congratulations. So pleased for you. Take a deep breath and finish the packing now. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £1050/£3000
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Studies/surveys January
Decluttering items 1402/2025. 7/2026
Books read 23 in 2025. 2026 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4
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