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December 2022: The Turtles do the Cha Cha Cha
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That's so lovely Thrifty.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£07 -
@Thrifty_Taylor how lovely for you, sounds perfect!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2607
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Oh, wow, Thrifty_Taylor! That's fab!!We can now watch the Muppets Christmas Carol and join in with ' after all, it's only one more sleep 'til Christmas' ( or something like that!)We're going to have a very quiet (and immensely enjoyable) Christmas here. It was dc's request, to avoid the inevitable post-christmas crash. A friend gave me some gf secret Santa goodies, so we've not had to buy any ourselves. We have gammon and steak, loads of potatoes for hm chips, smoked salmon and bagels (normal and gf). All acquired over the last few weeks. And dc has had (and still has) flu, we reckon. They're on day 6 now. So a quiet, low-key Christmas is perfect. We're invited to have a Christmas lunch on boxing Day but that'll depend on how dc is doing as they're not well enough (in body or spirit) to be left on their own...And what about the rest of you 🐢 bunch? Whatever you are doing, enjoy!And know that on boxing Day, the World's Strongest Man starts on channel 5 🤣🤣🤣🤣🤣 so all is right with the world!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!9
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Merry Christmas everybody, the spending is done and it is time to share and enjoy the results; great company of family and amazing food and maybe a little present later. I hope all enjoy their holidays and take a deep breath, sing a song and and a thanks.
Tomorrow I aim to start 30 days of yoga w Adrienne - if anybody wants to join! ( might take me more that 30 days to complete). Happy days :-)Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 258 -
This morning started with a run around 4 chemists to find nurse of day and nurse of night because DH is just getting worse and worse and was in an awful state when I got home from work at 10pm. This cough is terrible!Does not bode well for joyous celebrations. So I bought myself a bottle of Pr0secc0 as a reward. Plus 19p big heads of broccoli at Mr T's was not going to be left behind (I bought 4).All food is in the house. All the recycling had been done and the kitchen bin is empty. Bought 2 lottery tickets for whenever the draw is (not exactly an expert in all things gambling).I have no work until Boxing Day. Not going to spend anything more until at least the 28th as on street parking for work should be free 26th and 27th, and I will take my lunch in with me, I have £17 in my purse for emergencies - now to see if I can make it last til payday on 31st. - Old School - Hardcore -now til 1/1/23 zero spending challenge to myself.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******10 -
How amazing @Thrifty_Taylor
Hope you all have a lovely time doing as you wish everyone & can relaxxx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
@Thrifty_Taylor that's an excellent Xmas present, I hope you can make full use of it when the time comes!I was on call today so up early, did some pilates on my new app and then got ready for work. Luckily I wasn't called in. Logged off at midday and went for a walk with OH. He bought a coffee and pastry, I didn't need anything, especially not with all the food we have in the fridge to be eaten!Did some jobs around the house and have largely been reading my book this afternoon. Feels nice to finally have some downtime, even if it is only 4 days off! Not feeling hugely festive for some reason, I can't put my finger on it really. I don't know if the last two years of not doing much for Xmas due to covid has turned me into a grinch?! Let's hope not!Anyway, back to my book and my baileys, I hope everyone has a lovely Xmas eve!8
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Arrived safely at Boggart's Hole Clough7
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grandmanerd said:Arrived safely at Boggart's Hole CloughI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Have a fab time grandmanerd ❤️
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!7
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