Prosperous soul, mortgage neutrality & creativity Year 2

savingholmes

Thanks @Humdinger1 it was very victim blaming. Luckily I took some ibuprofen last night and so far today I feel fine.

In better news just had £17 in interest paid on my B saver account. Very happy with that.

Also mortgage went out so now owe around £656 less. So grateful I fixed it.

beanielou

That's dire.
Hope you are ok.
Have a happy March 

savingholmes

Thanks Beanie. Hope things improve for you too.

Cleaner cancelled today. Sent £50 to savings. Going to musical and for a meal tonight.

Went in to work for a meeting which hasn't happened yet. No lunch with me. Should have gone home an hour ago. Still waiting 

DancingInTheRain

Pleased you're okay after the fall, hope you enjoy the musical 🙂

doingitanyway

I love musicals. Hope you enjoyed yours.

savingholmes

Thanks Dancing and DIA

We were about 4 rows from the front so it was great. They had like fire go up at the beginning and we could literally feel the heat! The noise was rather overwhelming - but the show was good. Luckily I had some noise cancelling ear phones that blocked some of the noise. Next time I need to take something more heavy duty though. We had a lovely pre-theatre meal at an Italian which we enjoyed too.

savingholmes

Yesterday I hit the first £10K paid off my mortgage - £10,241 approx. since Nov 21 so happy with that. 

Next month I should hit roughly 3 months basic EF - especially as at the end of the month a regular saver matures and should give me some interest.

I haven't done anything about the air con yet - will wait as long as possible on that as the sound I was worried about seems to have stopped. I had to replace a headlamp bulb yesterday so £15 down for that. 

My gas supplier is suggesting I can drop my direct debit by around £15 a month so I think I'm going to go ahead with that as I'm hopefully around the end of winter now and still a few hundred in credit.

Seeing my counsellor tonight but then have a break of 3 weeks as I have a busy time coming up around when I'd normally have seen her - plus it's a 5 week month so wanted to avoid 3 appointments.

An early start again for me as I had to take DD to the train. Feeling really tired.

savingholmes

When I went into change the direct debit - they recommended dropping it £23 for gas but for my electricity supplier they asked me to up it by nearly £5. Swings and roundabouts.

I got just over £2 of free £ from Sant after taking fee into consideration. It was about £3 less than last month - not sure why other than I've reduced my energy direct debits. I'm going to lay some cardboard in the garden over the raised bed area and cut a soil type bag open and set it up. I need to buy more soil and bark really but keep pushing it back a month... 

savingholmes

It was the first time I had gone in the back garden for a while. The garlic I put in at the end of December using supermarket cloves is doing well.


I need to put more cardboard down on exposed earth. I had a couple of crocuses in flower. Also skimmia rubella and another plant I have forgotten the name of. My laurel also seems to be in bud.

EssexHebridean

My 123-Lite cashback only just scrapes the clearing of the monthly fee at this point in the year because of no council tax and water rates going out.  

The garlic is looking very sprightly isn't it! we were delighted last weekend to spot that quite a few of the crocuses we dotted about the lawn in front of the flats probably around 15 years ago have appeared in flower this year - I think it's the most we've ever had up from them!