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Prosperous soul, mortgage neutrality & creativity Year 2
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I'd suggest to DD that she really needs to be the one calling the Dr as otherwise it's all second hand information essentially - and she will need to be with you in any event?
The IHD info for the gas does sometimes take a while - the electric is a more direct communication whereas the gas one needs to bounce it through the comms hub to the supplier, and then on to the supplier to bounce back to the IHD, I believe. If both are with the same supplier though I think it should be possible for them to get both sets of info showing on a single IHD. I can definitely understand you not wanting it taking up a socket too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Thanks EH - It still isn't working.
On DD - she has shingles on top of tonsillitis bless her. Work is still hectic but thankfully flexible enough that I could take her to the doctors.
I got YS piri piri chicken and a YS casserole mix the other day. I added some cajun spice, sweet chilli sauce, a tin of tomatoes and a tin of sweetcorn to it and cooked it in the oven. It is super tasty. It included butternut squash, kale and sweet potato and onion. I'd consider getting it again. Thankfully it should do another couple of meals yet.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Oh your poor DD
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Pity she can't have the shingles jab until she's 70 (at present anyway). Once you have had it it is likely you will get it again & the older you are the more painful it gets for some reason.
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Ouch to shingles4
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Oh no poor girl .I hope she feels better very soon4
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Hope she feels better soon DD2and DS1 had it. They found having some bicarbonate of soda in a bath helped with the rash and itch.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
The dinner sounds delicious. I will have to look up piri piri chicken.
I hope your DD feels better soon. That sounds like a very painful combination.Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20234 -
Hope DD is better soon"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Your poor DD, I hope she feels better soon.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4
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