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Prosperous soul, mortgage neutrality & creativity Year 2

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  • jwil
    jwil Posts: 22,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a massive reduction on the mortgage!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You’re right, there is only so much you can do without making yourself ill. I am conscious of this after full on gardening all weekend *and* doing 2.5 hours in the garden last night - ridiculous! 😉 I have achieved a massive step forward though, so I will be happy to rest and do nothing but watering until the weekend now. 

    I would agree with the teacher appearing thing, but I have already done quite a lot of decluttering - books, clothes, household items (I had a lot to get rid of as I had been living away in the working week before buying here, so had duplicates of a lot!). Unfortunately, Mr KK is a serious collector and always sees the value and the rarity of the items he has. It is getting a bit silly though and I did at least manage to nudge him into getting rid of some uniforms that he will never wear again (he understands that old men with a bit of a pot, wearing military uniform does look a bit silly …. 😉) and some webbing. It’s all just so bulky! Why can’t it be postcards or somesuch! 😉😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You’re making huge progress!  
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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