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Prosperous soul, mortgage neutrality & creativity Year 2

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Comments

  • DancingInTheRain
    DancingInTheRain Posts: 1,550 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    All sounding positive, productive and busy! Good luck with the viewing tomorrow 🍀

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411

    Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅

    Clear V12 Finance Starting Balance 05.07.26 £600

  • skint_spice
    skint_spice Posts: 13,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the viewings.
    Mortgage OP 2026 £1030/2000
    Mortgage balance: £31,118

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120

    Summer challenge £120/300

  • beanielou
    beanielou Posts: 100,352 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope viewings go well  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • KajiKita
    KajiKita Posts: 10,345 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Good luck with the viewings today! 🤞😊

    KK
    As at 18.06.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2026 as @ 7th July. 
    Produce tracker: £157 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 23,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the viewings!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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