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Diary of a 30-something idiot

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  • Hey Mrs Fox
    Good morning I hope you are feeling a bit better today and I am sorry to read that you are being challenged left right and centre. I guess like so many we are drawn into your diary because we want to see a happy ending and you being debt free just like I want to be too.
    One thing that stands out big time is your car expenditure it really is munching away at your budget like a termite.
    I see that you don't drive but appreciate when you lived rurally it was a need but is it now?
    What are your reasons for keeping a car? I appreciate it is a difficult one to let go especially for food shops for a big family but there are work arounds and once the car is gone it can be liberating and an absolute fortune can be saved.
  • MeandO
    MeandO Posts: 3,239 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Fox, there was a guy in front of me yesterday in Sainsbo's grabbing loads of boxes as he was moving. He asked them if they had any they wanted to get rid of and they got loads from out the back and filled his car up with them, so worth asking at your local friendly supermarket!
    Mortgage @ 03/2019: £125,000, Now: £51,706.16
    Mortgage OP’s: £20,691.73
    Remaining 10% OP allowance 2025: £1327.55
  • I think it’s really difficult to say that people aren’t being supportive if they comment on Foxes relationship. As I believe the people who are commenting are doing it as they really want to see things improve for Foxes. I’m certainly not saying she needs to dump him but that it’s quite distressing that he seems to offer so little support or that he isn’t helping towards a better future. 

    I’m not saying this from an ivory tower but from seeing a similar situation happen to my sister. Whilst maybe being a bit Mr Foxe myself this summer as I’m lucky to have a supportive boyfriend. I stalled in sorting my financial problems out partly as he pays for most things as well as getting a bit depressed by it all. The thing that got me out of the rut was a very upsetting conversation with my boyfriend, where he kindly but clearly explained that my l lack of action in helping towards sorting my own finances out, working towards renovating and letting my house and our joint goals made him feel like I wasn’t invested in our relationship. He said he was happy to support me as long as I was also supporting myself but if I wasn’t then he didn’t think the relationship could last as we weren't supporting each other towards a joint future. It was an awful conversation but I’m soo glad we had it and we are much stronger now. I’m also better with money and feel able to have difficult conversations in our relationship as I know we can work through them. 

    So Foxes if you’re reading as the Mr Fox in my relationship I needed that chat and it’s made our future stronger. 

    But much love whatever you do.
    About 28k of debt to deal with…
  • Fox, have you tried Olio, or Facebook groups like Buy nothing or Freecycle for moving boxes? People post these all the time in my area, so hopefully you can get some that way.
  • What are your reasons for always needing a van rather than a car? As they seem to always end up breaking and costing you money you don’t have. 
    Is it for camping etc? You need to face up to the fact that even that isn’t in your affordability, sometimes we need to miss out on holidays etc.  
    Swap it for a run around, and concentrate on the basic needs of your daughter, then yourself and then your husband - who for whatever reason isn’t  able to contribute to even the basic needs of your family let alone having a van because he likes a van
  • I think everyone commenting on your posts is wanting the best for you and your daughter.  No one's marriage is perfect and we all put up with things in our marriages others wouldn't.  
    Please just put yourself first and if your husband has any respect for you he will understand the pressure you are under constantly and step up for you.  If he doesn't then unfortunately nothing is ever going to change until the money tree (you) is completely run out.
  • ChasingtheWelshdream
    ChasingtheWelshdream Posts: 947 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 21 November 2024 at 7:52PM
    I think it’s really difficult to say that people aren’t being supportive if they comment on Foxes relationship. As I believe the people who are commenting are doing it as they really want to see things improve for Foxes. I’m certainly not saying she needs to dump him but that it’s quite distressing that he seems to offer so little support or that he isn’t helping towards a better future. 

    I’m not saying this from an ivory tower but from seeing a similar situation happen to my sister. 
    I have deleted my thoughts I posted yesterday as I do not want to cause any distress to Fox, feeling analysed by a stranger. But they were meant with the very best intentions and with the above sentiments, (with my experience of witnessing a similar cycle in a very close friend). As are all those commenting I believe, we only want Fox to be ok.
  • dawnybabes
    dawnybabes Posts: 3,367 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is Fox dad still seeing her ? If he isn’t can you let CMS know as his payments should go up to you ? 

    Our local FB group had a post this week asking for boxes, bubble wrap etc for a house move, loads of people responded.  Your hubby could collect them and start the packing. 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • @dawnybabes
    Unfortunately, for now the court order is still in place, so he has contact every other weekend. He doesn't stick to the times laid out, or the extra contact in the holidays however. I will be mentioning to CMS that he isn't having her as much as he is saying. 

    I have posted on local FB group, and group in next village. Hopefully get a response soon - my friend has said she will pick up any for me as we still are without a vehicle. 
    ❀ total debt at LBM 01/2023: £47,178.76  ❀ debt at highest point: £51,062.14  
    ❁ currently - £24,950 ❁ emergency fund - £2,500 ❁ 
     ⚜  decluttering medals: ⭐️ || running total physical items in: 74 out: 160
    £1600+ made on vinted since 2023 ⚜
    we could get better, because we're not dead yet - frank turner.  ❧ 
    ------------------------------------------------------------------------

    twentytwentythriving.
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