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A Better Life.

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  • As beanie would say, just keep plodding. It’ll take a while to adjust to a new normal 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding indeed Buffster  xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Have you got half term this week Buffy?
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m not cut out for caring either, I really don’t enjoy any aspect of it. 10 years I’ve been doing it now 🙁 

    Hang on in there, take one day at a time. You do get used to the new normal but it doesn’t make it any easier. 

    Sending hugs xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I’m not cut out for caring either, I really don’t enjoy any aspect of it. 10 years I’ve been doing it now 🙁 

    Hang on in there, take one day at a time. You do get used to the new normal but it doesn’t make it any easier. 

    Sending hugs xx
    I just can't get anything done, Mum always needs something or we have a nice chat and then I am like crap I still have empty  the dishwasher and move the washing round or let the dogs out. The poor dogs. All the comings and goings are stressing them out. We had the bloke doing the dog door, the plumber  has been today, carers, district nurses. Everywhere needs hoovering, furniture needs moving but I have to wait till the carers have been or if the physio turns up. I started to sort my extensive house plant collection (I have a problem) three days ago! They are still on the kitchen floor!  It is just so embarrassing. 
    And I know that they don't care and they have seen it all before but REALLY I don't want people in my home. Remembering to shut the door of my room is driving me nuts. 

    And SA, hats off to you really. 10 years. I know I couldn't. 



    Nevertheless she persisted.
  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are the carers there long term or just until she’s more mobile?
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • In money news I moved the loan money and the savings money to pay for the car. 

    I am now facing this 

    1. Emergency fund - £400 (300 a month)
    2. NSI - 250 (55 a month)
    3. Secret account - 250 (0 a month)
    4. Christmas account - 62 (31 a month)
    5. Other saving account - 600 (high interest YB pay 300 a month) 
    6. House savings - 10700 (200 a month)


    7. Debt - 3649 

    It is a real pain to have had to stop tutoring. Although I am saving a lot it isn't enough.

    Still need to clear the debt first. And I am good position. Debt will be paid off, also any money I get from the car can go off the loan. 

    Its ok. 



    Nevertheless she persisted.
  • I don’t like being a carer much either tbh. My son is 13 but still like caring for a 2 year old in regards to constant supervision, do all personal care etc. I thought at 40 I’d have 3 teenagers but it’s not like I pictured at all x 
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