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Natwest Mortgage Timescale 2022

12357…25

Comments

  • Viperex
    Viperex Posts: 41 Forumite
    Third Anniversary 10 Posts Name Dropper
    Also no word about my wage slips and bank statements i sent over via a broker ?  if they have asked a valuation is that a good sign? 
  • Big_Rock
    Big_Rock Posts: 113 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Viperex said:
    Mine has been applied on 24/10 and today NatWest have asked  ' A valuation has been instructed and we are now awaiting your client's survey report' 

    also i am LTV 52% 

    Just want a offer so i can relax and get on with it .

    also would it be a desktop valuation  
    That’s was quick to valuation so that’s good going.

    NW seems like doing most desktop but not necessarily all it’s depends of total amount and area ie how many sold comparable they have. 
  • Viperex
    Viperex Posts: 41 Forumite
    Third Anniversary 10 Posts Name Dropper
    Big_Rock said:
    Viperex said:
    Mine has been applied on 24/10 and today NatWest have asked  ' A valuation has been instructed and we are now awaiting your client's survey report' 

    also i am LTV 52% 

    Just want a offer so i can relax and get on with it .

    also would it be a desktop valuation  
    That’s was quick to valuation so that’s good going.

    NW seems like doing most desktop but not necessarily all it’s depends of total amount and area ie how many sold comparable they have. 
    Do you think it was quick as i have a deposit of 48% ?
  • Big_Rock
    Big_Rock Posts: 113 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Viperex said:
    Big_Rock said:
    Viperex said:
    Mine has been applied on 24/10 and today NatWest have asked  ' A valuation has been instructed and we are now awaiting your client's survey report' 

    also i am LTV 52% 

    Just want a offer so i can relax and get on with it .

    also would it be a desktop valuation  
    That’s was quick to valuation so that’s good going.

    NW seems like doing most desktop but not necessarily all it’s depends of total amount and area ie how many sold comparable they have. 
    Do you think it was quick as i have a deposit of 48% ?
    Not sure but obviously having higher LTV means less risk to lender 
  • Viperex
    Viperex Posts: 41 Forumite
    Third Anniversary 10 Posts Name Dropper
    Just want it to be offered 
  • Big_Rock
    Big_Rock Posts: 113 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Viperex said:
    Just want it to be offered 
    Are you Employed/ Self Employed 
  • Viperex
    Viperex Posts: 41 Forumite
    Third Anniversary 10 Posts Name Dropper
    Employed gave all wage slips and deposit 
  • Big_Rock
    Big_Rock Posts: 113 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 28 October 2022 at 7:59PM
    Viperex said:
    Employed gave all wage slips and deposit 
    Ah that’s the main reason then for quick turnaround, you will be all right … they are doing employed cases pretty quick 


    Mostly delayed cases are Self employed 
  • Viperex
    Viperex Posts: 41 Forumite
    Third Anniversary 10 Posts Name Dropper
    This is what is showing at moment 
  • Big_Rock
    Big_Rock Posts: 113 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Viperex said:
    This is what is showing at moment 
    Yeah that’s all their standard stuff / default screen.

    you want them all ticked to move to offer 
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