Natwest Mortgage Timescale 2022

Jkm5219

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

which1982

Jkm5219 said:

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

Interested to know why they were interested in your commute? Travel costs? 

Big_Rock

which1982 said:

Jkm5219 said:

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

Interested to know why they were interested in your commute? Travel costs? 

I think they want to make sure it for residential reason and not for give it on rent like BTL or doing it for a friend or family 

Big_Rock

Jkm5219 said:

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

Good Luck and yeah indeed a stressful journey … 

Jkm5219

Big_Rock said:

Jkm5219 said:

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

Good Luck and yeah indeed a stressful journey … 

Thank you :-) It sure is stressful, The property is 170 odd miles away from our jobs, this is what they asked the broker...

Both of the Applicants Employment address is 170 miles from the property, please confirm how the customer will manage to commute?

We are lucky to be able to still stay at my parents for as many years as we like as we have a seperate add on to the main house, We wanted to buy a property in an area we liked for weekends to get on the property ladder and start getting it paid off!.
We didnt expect buying a property far away would be an issue and i hope natwest doesnt decline the mortgage over it.

Big_Rock

Jkm5219 said:

Big_Rock said:

Jkm5219 said:

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

Good Luck and yeah indeed a stressful journey … 

Thank you :-) It sure is stressful, The property is 170 odd miles away from our jobs, this is what they asked the broker...

Both of the Applicants Employment address is 170 miles from the property, please confirm how the customer will manage to commute?

We are lucky to be able to still stay at my parents for as many years as we like as we have a seperate add on to the main house, We wanted to buy a property in an area we liked for weekends to get on the property ladder and start getting it paid off!.
We didnt expect buying a property far away would be an issue and i hope natwest doesnt decline the mortgage over it.

That’s a reasonable answer, I think shouldn’t be a problem. 

Jkm5219

Big_Rock said:

Jkm5219 said:

Big_Rock said:

Jkm5219 said:

anapiu said:

Hi everyone.

1 Self-employed
2 Employed

We applied with NatWest on 13/09. They booked a valuation today 25/10.

Hope that helps x

Hi all, wow that is a long time anapiu. And im getting frustrated, but i also feel sorry for all lenders that are so busy must be so stressful for them too.


We are FTB and both employed 75% LTV

We applied via a broker 30/09

2 more months of wage slips asked for 04/10

Valuation instructed 12/10 12:38pm
Valuation received 12/10 15:29pm  desktop i guess?

Asked for more information eg date of last employment and questioned the commute time as the property is far away. but we have my parents place to stay while working during the week. 21/10

Reviewing original pay slips 21/10

Reviewing proof of I.D 25/10

Now it states We are not awaiting any further information from you at the moment.

I feel for you all, its so stressful and it feels like your life is on hold

Good Luck and yeah indeed a stressful journey … 

Thank you :-) It sure is stressful, The property is 170 odd miles away from our jobs, this is what they asked the broker...

Both of the Applicants Employment address is 170 miles from the property, please confirm how the customer will manage to commute?

We are lucky to be able to still stay at my parents for as many years as we like as we have a seperate add on to the main house, We wanted to buy a property in an area we liked for weekends to get on the property ladder and start getting it paid off!.
We didnt expect buying a property far away would be an issue and i hope natwest doesnt decline the mortgage over it.

That’s a reasonable answer, I think shouldn’t be a problem. 

Hopefully thanks,  I hope your application moves along quickly aswell Big Rock, Some people seem to get an offer quicker than others , Fingers crossed for you that its not a slow process. keep us updated.

Big_Rock

Thanks…  tracker has started working but not much movement yet !!! Fifers crossed

which1982

Big_Rock said:

Thanks…  tracker has started working but not much movement yet !!! Fifers crossed

Think we’re at a similar stage. I’ve had a valuation (ticked on the tracker but don’t know the outcome) and unticked items which say they’re reviewing my statements and payslips. 

Certainly is a loooong wait (applied 6th October)

Big_Rock

Yes I thinking nearly in same situation, it say valuation instructed for me .

Applied on 11/10 so 5 days behind you :-) 

I am 70% LTV so might be desktop valuation. Not sure though.