Santander 2.75% Account

myth123

Mine took about 6 hours yesterday. Existing customer, signed up on the app around 11am got an email confirming application and it could take up to 3 working days. 

Showed up on my account (along with emails confirming) around 5pm.

Sea_Shell

frugalmacdugal said:

Hi,

can you transfer from the 1.85% Isa account?

Yes.  I moved my balance, via app, no problem.

MX5huggy

Been waiting 24 hrs since getting the we have your application email. But it’s a joint application although we have a joint account already. 

ossie48

Ours took a couple of hours. We still had some in a 123 that I was just about to bin so good timing. 

Agojie22

This may be a silly question but I can't seem to choose annual or monthly interest? Are there pros/cons for either?

talexuser

Agojie22 said:

This may be a silly question but I can't seem to choose annual or monthly interest? Are there pros/cons for either?

There is a choice box when opening the account, and the monthly is slightly less.

Daliah

Agojie22 said:

This may be a silly question but I can't seem to choose annual or monthly interest? Are there pros/cons for either?

It's in the application form and you can't change it later.

If whatever choice you made is a really serious issue for you, you could chance it by requesting closure of your existing account, and then hope it is still available to apply for, and that you make the right choice when re-applying.

bristolleedsfan

Agojie22 said:

This may be a silly question but I can't seem to choose annual or monthly interest? Are there pros/cons for either?

Suits some people to have as much interest as possible paid this tax year (monthly interest) without having to close account before the end of this tax year.

Swipe

I always go monthly for tax purposes

Wheres_My_Cashback

Daliah said:

Agojie22 said:

This may be a silly question but I can't seem to choose annual or monthly interest? Are there pros/cons for either?

It's in the application form and you can't change it later.

If whatever choice you made is a really serious issue for you, you could chance it by requesting closure of your existing account, and then hope it is still available to apply for, and that you make the right choice when re-applying.

How do you know it can't be changed ? Where does it state that ?