Santander 2.75% Account

xylophone

I wonder if the fact we both have 123 current accounts made a difference?

Don't think so - see my post above.

km1500

XDA said:

Qyburn said:

XDA said:

I would suggest and this is only my personal opinion, that if you’re missus has her account sort code and account number then the account is open and no ID required - I can’t see them opening an account if they wanted to confirm ID first?

You could always send a £1 payment to her account and see if it goes through?

Could try that but we wouldn't be able to see whether it was credited to the account, as without the login details there's no way to look. So all it would show is that the transfer hasn't been bounced, or not bounced yet.

I'm hoping that the login information letters will arrive in a few days so we can be sure.

But I definitely won't transfer more that a trivial amount into an account that I can't access.

If you send £1 and it doesn’t bounce in the next 24-48 hours then that would indicate the accounts open?

I can’t login to mine either until I get all the paperwork through so I’ve only sent £1 to confirm everything is good to go.

does COP work when setting up payment to the santander account or is it unavailable as it is a savings account?

dc_scotland

Topiary said:

getting this error when simply trying too register for esaver for first time

One or more of the details you have entered don’t match what we hold on our records for you. Please check and try again.

name address dob and postcode all correct but get this error can anyone help? live chat for account holder only.

Do you happen to live in a flat? The Santander system seems to have problems sometimes with addresses which have both a flat number and a house number, especially if the flat number has any special characters, such as 7/4 or 7-4. 

SpanishBlue

km1500 said:

XDA said:

Qyburn said:

XDA said:

I would suggest and this is only my personal opinion, that if you’re missus has her account sort code and account number then the account is open and no ID required - I can’t see them opening an account if they wanted to confirm ID first?

You could always send a £1 payment to her account and see if it goes through?

Could try that but we wouldn't be able to see whether it was credited to the account, as without the login details there's no way to look. So all it would show is that the transfer hasn't been bounced, or not bounced yet.

I'm hoping that the login information letters will arrive in a few days so we can be sure.

But I definitely won't transfer more that a trivial amount into an account that I can't access.

If you send £1 and it doesn’t bounce in the next 24-48 hours then that would indicate the accounts open?

I can’t login to mine either until I get all the paperwork through so I’ve only sent £1 to confirm everything is good to go.

does COP work when setting up payment to the santander account or is it unavailable as it is a savings account?

They do use COP.

Ted_Bloke

XDA said:

Can someone advise on this question on the application process:

Opening your account

• How much do you expect to deposit when the account is open (between £1 and £2 million)?

Do they mean how much you’ll deposit in total or how much you’ll deposit on initial opening?

I put £5000 but I have about £18000 that I’ll be looking to transfer over in the next week - Will that matter?

I’m only transferring £1 initially but will be moving around £18000 in stages next week.

Gosh, this account has only been opened for a few days and already in a couple of days there are 12 pages here about it!

I don't think the question is anything to worry about – you will not be bound by the answer. Well I'm no expert, but I think they just want to overall have a guess how much is likely to come in, in case they decide to close the offer as they have warned that they are inclined to do at some point.

i've been with deposit in building societies about 15 or more years and although I cashed most inNot long ago for life developments, I keep an account with all of them even for tiny amounts remembering the hassles there used to be setting them up. The hassles are less than they used to be, but reading people I see they still have some. I also usually keep trickles of money running in - that way they are obliged to send you accounts at least annually, otherwise I think they can Forget them, and you can yourself too!

What has not improved since those old days is then there was a negative real interest rate of about 2%, and now with this brilliant offer the negative interest is about 9%!  Two cheers for not losing 12%!  

phil7445

Agh! 12 pages on this! Apologies if this has been discussed already but I got approved for this on Tuesday and not heard anything since, despite them saying I will get more details within 3 working days. Is there a big backlog? Do they send more details by email or post? 

Thumbs_Up

phil7445 said:

Agh! 12 pages on this! Apologies if this has been discussed already but I got approved for this on Tuesday and not heard anything since, despite them saying I will get more details within 3 working days. Is there a big backlog? Do they send more details by email or post? 

Security details will be sent by post, so Royal Mail on strike hasn’t helped.

refluxer

phil7445 said:

Agh! 12 pages on this! Apologies if this has been discussed already but I got approved for this on Tuesday and not heard anything since, despite them saying I will get more details within 3 working days. Is there a big backlog? Do they send more details by email or post? 

Yes, there's presumably a back-log. If you're a new Santander customer, you'll need to wait for two separate letters containing temporary passwords before you can access online banking. Bear in mind that the postal strikes won't be helping, either.

When I applied for the eSaver earlier this week as an existing customer, I was up and running instantly but others obviously haven't been so lucky.

TBC15

Wednesday morning my wife who is an existing Santander current account holder applied. Received an E mail saying all would be setup in three days. As of today nothing.

km1500

a Spanish day is not the same as a UK day