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Splendid September's NSD Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Adeley 7/25
beanielou 5/15
bekah89 1/15
cathybird 3/15
CMD79 6/15
craftingmad 10
Crazycatlady2 7/18
Doris17 3/15
GeorgianaCavendish 4/15
hazeldreams 4/10
Honeysucklelou2 10
jammy dodger 6/20
Keedie 10
LittleMissDetermined 5/13
Money Choices 10
QueenJess 5/17
Saver-upper 1/15
short bird 4/18
sunshine raincloud
Tahlullah.H 10
Newcomers welcome
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Well done QueenJess, Adeley, CMD79, Crazycatlady2, short_bird, GeorgianaCavendish, jammy_dodger and beanie
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Morning, NSD today xx2
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Calling another NSD early today. Need to squeeze lots in during the week as we tend to go out and about with the kids at the weekends when it is harder not to spend!2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 338🥉🥈🥇💎🏆
Big kitchen declutter challenge 112/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
I'll be stuck at 4 NSD's as am out of town till Sunday...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
6/20 for me today wont count payment for chimney sweep this morning as class this as essential and it had not been done for 3 years2
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Not today and won’t be tomorrow either … hoping I can get at least one at the weekend though!2
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Hello 👋
Im late to the party this month as I came back from holiday and got Covid.Target of 13 please @cathybird for this month and this is NSD number 5 for me.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Finally off the starting block with NSD number 1!March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232
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