November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
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Well done LittleMissDetermined, Adeley, bekah89, Crazycatlady2, QueenJess, jammy dodger and beanie3
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Morning, NSD today xx3
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Morning!
NSD #8 for me today!3 -
Another one for me today please xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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Not one today. Succumbed to a small wicker basket for sewing supplies and a book in the second hand shop.2025 decluttering: 3,979🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
September targets
Adeley 10/25beanielou 8/15
bekah89 3/15
cathybird 5/15
CMD79 8/15
craftingmad 10 Crazycatlady2 10/18
Doris17 3/15
GeorgianaCavendish 4/15
hazeldreams 4/10
Honeysucklelou2 10 jammy dodger 8/20
Keedie 10 LittleMissDetermined 8/13
Money Choices 10 QueenJess 7/17
Saver-upper 5/15
short bird 5/18
sunshine raincloud Tahlullah.H 10
Newcomers welcome
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I am here, I am here!!!!
This month I am aiming for 15 NSDs please cathybird.
So far I have had five: 1st, 5th, 8th, 9th, and today .
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Not one today.
A couple of wee purchases on Vinted!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well done Adeley, CMD79, LittleMissDetermined and Saver-upper3
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Day 5 on Sunday...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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