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Splendid September's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during September. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

September

Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
«13456730

Comments

  • Doris17
    Doris17 Posts: 829 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hello, 

    Please can I join in? Will be looking for 15 days. Thanks

    "Make Everyday Count"



  • cathybird
    cathybird Posts: 14,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Doris17 image and welcome image I've added you to the list, best of luck with the challenge! image
  • Hello September, thanks for setting this shiny new thread up Cathy! It will be a very low spend month for me and I'm starting as I mean to go on with a NSD today xx
  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    #1/15 for me!

    We're setting off to Wales today camping. I've got a car full of groceries and everything is paid for/sent money to husband last month for...
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • cathybird
    cathybird Posts: 14,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 September 2022 at 9:42PM
    September

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    September targets
    Adeley 1/25 image beanielou 15 bekah89 15 cathybird 1/15 image CMD79 1/15 image Crazycatlady2 1/18 image Doris17 15 GeorgianaCavendish 15 hazeldreams 10 Honeysucklelou2 10 jammy dodger 20 Keedie 10 LittleMissDetermined QueenJess 17 Saver-upper short bird 18 sunshine raincloud Tahlullah.H 10
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 14,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay for September! :) Kicking off with 1/15 today :)
  • No spending today other than milk/bread. In fact technically I’m up money as I’ve done 3 amazon returns and a phone sent of for trade in cash back 
  • First day and blown it already with a Groupon meal voucher.  Lets hope I get past 2 this month!
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • beanielou
    beanielou Posts: 93,713 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kicking off with no 1.

    Thanks as always for the thread @cathybird :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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