Splendid September's NSD Challenge!

cathybird
Forumite Posts: 12,261
Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during September. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
September
Off to a start = 
5 days = 

10 days =

15 days =

20 days =



2021 D: 93 2020 D: 96 2022 D: 15
3
Comments
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September targetsAdeley 25beanielou 15 bekah89 15 cathybird 15 CMD79 15 Crazycatlady2 18 Doris17 15 GeorgianaCavendish 15 hazeldreams 10 Honeysucklelou2 10 jammy dodger 20 Keedie 10 LittleMissDetermined QueenJess 17 Saver-upper short bird 18 sunshine raincloud Tahlullah.H 10
Newcomers welcome
2021 D: 93 2020 D: 96 2022 D: 156 -
Hello,
Please can I join in? Will be looking for 15 days. Thanks
"Make Everyday Count"
#77 3-6 Months Emergency Fund £1452.45/£50002 -
hi Doris17
and welcome
I've added you to the list, best of luck with the challenge!
2021 D: 93 2020 D: 96 2022 D: 153 -
Hello September, thanks for setting this shiny new thread up Cathy! It will be a very low spend month for me and I'm starting as I mean to go on with a NSD today xx3
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#1/15 for me!
We're setting off to Wales today camping. I've got a car full of groceries and everything is paid for/sent money to husband last month for...UPDATED 13th December
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764LBM: Date 24th January 2022 - DFW: Date 31st October 2023 (OG December 2024)3 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
September targets
Adeley 1/25beanielou 15 bekah89 15 cathybird 1/15
CMD79 1/15
Crazycatlady2 1/18
Doris17 15 GeorgianaCavendish 15 hazeldreams 10 Honeysucklelou2 10 jammy dodger 20 Keedie 10 LittleMissDetermined QueenJess 17 Saver-upper short bird 18 sunshine raincloud Tahlullah.H 10
Newcomers welcome
2021 D: 93 2020 D: 96 2022 D: 153 -
Yay for September!
Kicking off with 1/15 today
2021 D: 93 2020 D: 96 2022 D: 154 -
No spending today other than milk/bread. In fact technically I’m up money as I’ve done 3 amazon returns and a phone sent of for trade in cash back2
-
First day and blown it already with a Groupon meal voucher. Lets hope I get past 2 this month!What I do not give, you must never take by force.
Mortgage outstanding - 31/10/22 - £29,900. 30/11/22 - £28,400. 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 02/10/23 - £5,800.
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park4 -
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***3
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