November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
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Well done QueenJess, Crazycatlady2, CMD79, Doris17, Adeley, short bird and beanie
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I'm committing early to making this NSD #5!1
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Still on 3/10 NSDs but hoping for no.4 today!£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.1
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Another NSD today.2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 334🥉🥈🥇💎🏆
Big kitchen declutter challenge 109/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
NSD #3 today please1
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NSD today x1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Adeley 5/25
beanielou 4/15
bekah89 15
cathybird 3/15
CMD79 5/15
craftingmad 10
Crazycatlady2 4/18
Doris17 3/15
GeorgianaCavendish 3/15
hazeldreams 4/10
Honeysucklelou2 10
jammy dodger 4/20
Keedie 10
LittleMissDetermined
Money Choices 10
QueenJess 3/17
Saver-upper 1/15
short bird 3/18
sunshine raincloud
Tahlullah.H 10
Newcomers welcome
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good idea beanielou i did the same last month and have a fab thick lined top from ebay that willl cover multiple layers in months to comebeanielou said:Bought some thermals & a fleece today.4 -
4/20 for me today thanks cathybird really cant have any spendy days the rest of the week , heres hoping1
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