November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
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Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Adeley 8/25
beanielou 7/15
bekah89 1/15
cathybird 4/15
CMD79 7/15
craftingmad 10
Crazycatlady2 7/18
Doris17 3/15
GeorgianaCavendish 4/15
hazeldreams 4/10
Honeysucklelou2 10
jammy dodger 6/20
Keedie 10
LittleMissDetermined 6/13
Money Choices 10
QueenJess 6/17
Saver-upper 1/15
short bird 4/18
sunshine raincloud
Tahlullah.H 10
Newcomers welcome
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Well done Adeley, QueenJess, jammy_dodger, LittleMissDetermined, bekah89 and beanie
@LittleMissDetermined so sorry to hear you haven't been well - hope you're totally recovered? xx
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Just a quick update to log that we're on 4/10 NSDs. £1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.1
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Calling another NSD early this morning.2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 338🥉🥈🥇💎🏆
Big kitchen declutter challenge 112/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
NSD today x1
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NSD #7 for me please!1
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Still testing positive and feeling quite poorly, but I will get there thankscathybird said:Well done Adeley, QueenJess, jammy_dodger, LittleMissDetermined, bekah89 and beanie@LittleMissDetermined so sorry to hear you haven't been well - hope you're totally recovered? xx
Another one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Get well soon! xxxLittleMissDetermined said:
Still testing positive and feeling quite poorly, but I will get there thankscathybird said:Well done Adeley, QueenJess, jammy_dodger, LittleMissDetermined, bekah89 and beanie@LittleMissDetermined so sorry to hear you haven't been well - hope you're totally recovered? xx
Another one for me today
LMD xNovember 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)4
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