November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Splendid September's NSD Challenge!
Comments
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It’s been a few spendy days whilst I stocked up on a medicines, bathroom supplies, some clothes needed for winter and paid for parking at the park yesterday.
Back to frugalness today, so it will be a NSD today.2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 351🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Day 4 yesterday bugg TV todahh TV I’ve already ordered wallpaper 🤷♀️2
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It's a NSD today! I have spent on taking my daughter and the little Ukrainian girl staying with us out this afternoon, but my husband has given me the money to cover that for a treat for them before school tomorrow
NSD #43 -
NSD number 3 foe me today.
"Make Everyday Count"3 -
Please may I join. As the first 5 days have been the school holidays, we take my daughter back to Uni and it's my birthday at the end of this month I will aim for 10 NSD this month please.
So far 0/10Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
NSD today xx2
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Day 3 today...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Adeley 4/25
beanielou 3/15
bekah89 15
cathybird 3/15
CMD79 4/15
craftingmad 10
Crazycatlady2 4/18
Doris17 3/15
GeorgianaCavendish 2/15
hazeldreams 3/10
Honeysucklelou2 10
jammy dodger 3/20
Keedie 10
LittleMissDetermined
Money Choices 10
QueenJess 2/17
Saver-upper 1/15
short bird 3/18
sunshine raincloud
Tahlullah.H 10
Newcomers welcome
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hi craftingmad
and welcome
I've added you to the list, best of luck with the challenge!
2
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