Amazon Newday ending November

cymruchris

I'm now even more convinced that it'll be Chase operating the new Amazon card - I can see they've now got a listing on Amazon for their current accounts. I wonder if it'll have the same points ratio in terms of rewards (whoever launches it) - or whether we'll be amazed by an even bigger and better offer. I imagine it won't be that long before they reveal all, as all Newday accounts are now disassociated with Amazon. 

Ebe_Scrooge

blue.peter said:

DailyHail said:

Dandytf is VERY particular about their credit cards.

So it would seem. Very strange priorities, I'd say.

Have a look through some of their previous posts - they do appear to have a very unconventional attitude to credit in general.

[Deleted User]

Ebe_Scrooge said:

blue.peter said:

DailyHail said:

Dandytf is VERY particular about their credit cards.

So it would seem. Very strange priorities, I'd say.

Have a look through some of their previous posts - they do appear to have a very unconventional attitude to credit in general.

As in run up a load of debt, go into DMP, finish then start running up debt again while on 50% wages and spending like there is no tomorrow?

blue.peter

Ebe_Scrooge said:

Have a look through some of their previous posts - they do appear to have a very unconventional attitude to credit in general.

Thanks. I'm happy to take your word for it. Our little exchange above says enough to suggest that that's true. I don't have the inclination to wade through their history, and assume that you've seen a good deal more of their posts than I have in the natural course of your forum use.

PacketofCrisps

Just a quick update on mine, I had my account closed due to missing the opt-in date, my complaint was that only emailed me regarding having to opt-in, the letter I received via the app didn't state that I needed to opt-in, and more importantly I didn't receive written notification via snail mail, so after about a week from making the initial complaint I have received a text today stating the following,

"Thank you for your complaint regarding your Amazon card.

After reviewing your account, we will be keeping it open and sending you a new Pulse card shortly.

Thank you for your patience.

Kind regards

NewDay Complaints Team"

So I'm pretty happy with that outcome, I am on a very low income and it took me a while to build my credit limit up on the Amazon card to help bolster my credit rating, there's no way I could of applied for a new credit card with a similar limit.  

blue.peter

PacketofCrisps said:

"After reviewing your account, we will be keeping it open and sending you a new Pulse card shortly.

...

NewDay Complaints Team"

So I'm pretty happy with that outcome,

That's definitely good news. I'm glad to hear it.

To be fair, NewDay were pretty good to me, too. I missed the deadline for opting in by nearly nine hours (having been told what it was nearly three months earlier), so they'd have been perfectly within their rights to have said "no", and I would have accepted that answer. I was therefore quite pleased when I got an e-mail from them saying that they were sending me a Pulse card.

Having said that, I find the idea of an "opt in" category slightly odd. Not wrong, just strange. My limited experience with affinity cards is that when the partnerships end, the card issuer has automatically rolled my account over to one of their standard cards. Both Halifax and MBNA did this when their arrangements with Amazon ended. I can understand NewDay also having a (small?) group of customers that they want to lose - bad payers and dormant accounts, perhaps. But I wonder why they had this third category? And I also wonder why I was in it. It doesn't really matter, though. I'm just curious.

Incidentally, I'm interested by @cymruchris's speculation that the replacement could be a Chase card. Am I right in thinking that Chase doesn't yet operate any credit cards in the UK? If so, this'd be a pretty high-profile - and therefore risky - way to enter the market, wouldn't it?

cymruchris

blue.peter said:

. But I wonder why they had this third category? And I also wonder why I was in it. It doesn't really matter, though. I'm just curious.

I was in the opt-in category too. Have paid in full every month since getting the card some 2-3 years ago - put a regular spend through it - and earned nearly £300 of Amazon vouchers over the life of the card - so it was certainly beneficial for me. I'm waiting to see what the new Amazon offer will be when it's launched - might ditch the Newday Pulse if it's decent. 

blue.peter

cymruchris said:

I was in the opt-in category too. Have paid in full every month since getting the card some 2-3 years ago - put a regular spend through it - and earned nearly £300 of Amazon vouchers over the life of the card - so it was certainly beneficial for me.

My behaviour over the couple of years that I've had mine has been similar - paid in full every month, used for a large proportion of my spending. I haven't earned anything like as much as you in Amazon vouchers, though. 0.25% on non-Amazon spending is hardly worth bothering with, and I don't seem to spend as much with Amazon now as I was a few years ago..

cymruchris said:

I'm waiting to see what the new Amazon offer will be when it's launched - might ditch the Newday Pulse if it's decent. 

Ditto.

cymruchris

I’ve just received my remaining points from Amazon as a credit this afternoon - it’s come over to the penny as they promised. 

KxMx

That's odd- I was told my points would be added as an Amazon gift card onto my Amazon accounts.