Kent reliance 12 July 2022 at 12:38PM in Mortgages & endowments 489 replies 18.4K views

Atena

festival_flow said:

Atena said:

festival_flow said:

Atena said:

Just had an update from my broker that my application won't be looked at until at least 2nd of August 

We applied just after you and been told we’ll have an answer by august 5th 

I was told it will not be looked at before 2nd so I don't really expect an answer. My MB said they may come back asking for more 

I suppose we just have to wait and see and keep hopeful. You already had your survey  didn’t you? 

No I've heard nothing at all since my application 

festival_flow

Atena said:

festival_flow said:

Atena said:

festival_flow said:

Atena said:

Just had an update from my broker that my application won't be looked at until at least 2nd of August 

We applied just after you and been told we’ll have an answer by august 5th 

I was told it will not be looked at before 2nd so I don't really expect an answer. My MB said they may come back asking for more 

I suppose we just have to wait and see and keep hopeful. You already had your survey  didn’t you? 

No I've heard nothing at all since my application 

Okay sorry I didn’t realise. We had contact to say the valuation for the mortgage was booked. We will keep each other updated. Might have happened and you don’t know about it yet just try and keep positive 💕😢

Doorlock21

we we have heard and wanted us to send additional document…will wait and hear now 

festival_flow

@Doorlock21 from what I’ve seen this is usually a good sign. As they are willing to lend just want some clarity. What did they ask for if you don’t mind me asking? 

Atena

@festival_flow thank you. Yes please keep us updated too
@Doorlock21 fingers crossed for you 

Atena

I've chased my estate agents and they have confirmed Kent Reliance in fact instructed the valuation but is not showing a date 😀 

festival_flow

Atena said:

I've chased my estate agents and they have confirmed Kent Reliance in fact instructed the valuation but is not showing a date 😀 

That’s what happened to us! But estate agents told us the date. Fingers crossed !!!!!!! 

Doorlock21

festival_flow said:

@Doorlock21 from what I’ve seen this is usually a good sign. As they are willing to lend just want some clarity. What did they ask for if you don’t mind me asking? 

Just a default settled letter and then said willing to offer £5k less than what we needed but it’s ok as we will put another £5k on our deposit.

but waiting to hear again now to see what they say 

festival_flow

Doorlock21 said:

festival_flow said:

@Doorlock21 from what I’ve seen this is usually a good sign. As they are willing to lend just want some clarity. What did they ask for if you don’t mind me asking? 

Just a default settled letter and then said willing to offer £5k less than what we needed but it’s ok as we will put another £5k on our deposit.

but waiting to hear again now to see what they say 

This sounds really Good. Keeping everything crossed. Does the default not show as settled on your credit file then? 

EMT87

Following you guys, we submitted our application on Thursday, quoted 18 working days for underwriting. DIP given instantly and broker has advised today that a valuation has been instructed she just doesn't have the date yet. I'm already counting down the days, it's the most anxious wait. Ours isn't straight forward as I have adverse credit but no partners is perfect. Praying 🤞