NOW OPEN: the MSE Forum 'Ask An Expert' event. This time we'd like your questions on TRAVEL & HOLIDAY DEALS. Post by Wed and deals expert MSE Oli will answer as many as he can.
Just had an update from my broker that my application won't be looked at until at least 2nd of August
We applied just after you and been told we’ll have an answer by august 5th
I was told it will not be looked at before 2nd so I don't really expect an answer. My MB said they may come back asking for more
I suppose we just have to wait and see and keep hopeful. You already had your survey didn’t you?
No I've heard nothing at all since my application
Okay sorry I didn’t realise. We had contact to say the valuation for the mortgage was booked. We will keep each other updated. Might have happened and you don’t know about it yet just try and keep positive 💕😢
@Doorlock21 from what I’ve seen this is usually a good sign. As they are willing to lend just want some clarity. What did they ask for if you don’t mind me asking?
@Doorlock21 from what I’ve seen this is usually a good sign. As they are willing to lend just want some clarity. What did they ask for if you don’t mind me asking?
Just a default settled letter and then said willing to offer £5k less than what we needed but it’s ok as we will put another £5k on our deposit.
but waiting to hear again now to see what they say
@Doorlock21 from what I’ve seen this is usually a good sign. As they are willing to lend just want some clarity. What did they ask for if you don’t mind me asking?
Just a default settled letter and then said willing to offer £5k less than what we needed but it’s ok as we will put another £5k on our deposit.
but waiting to hear again now to see what they say
This sounds really Good. Keeping everything crossed. Does the default not show as settled on your credit file then?
Following you guys, we submitted our application on Thursday, quoted 18 working days for underwriting. DIP given instantly and broker has advised today that a valuation has been instructed she just doesn't have the date yet. I'm already counting down the days, it's the most anxious wait. Ours isn't straight forward as I have adverse credit but no partners is perfect. Praying 🤞
Replies
@Doorlock21 fingers crossed for you
but waiting to hear again now to see what they say