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Holding On and Letting Go 🎈
Comments
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Love the PJs and tea cosy. What is it about certain men of a certain age and tractors? I have 2 male relatives who are tractor mad to the point where they each have bought an ancient tractor to 'do up'. Neither are or have been farmers 🚜🚜2
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Not just men @teapot2 - I've been looking at little grey Fergie's for years on auction sites and at farm sales! 🚜
Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
Ah yes @Suffolk_lass but they've gone beyond the looking at Fergie's and bought one each 🚜🚜4
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Normal weather patterns have resumed...
Thanks for all the PJ love guys 😘 @Suffolk_lass and @teapot2 - Mr F would dearly love a tractor but I don't know where he thinks we'd put it 😆 Uncle F has two tractors but he does work in agriculture so that's understandable.
It's been raining in the Shire today so we've had a relatively lazy day. The garden centre was open so we popped in and picked up some seeds and wood chip for the fruit cage. We stayed for a quick cuppa and a slice of cake.
Mr F put the wood chip down during a break in the rain. I did a little more work on the wedding portrait. I'm going to try and get it finished this week as it's almost done now.
We had leftover chipotle stew for lunch and a ready-made tea of pie (chicken and leek for Mr F and fish for me), dauphinoise potatoes, cauliflower cheese and green beans with chocolate eclairs to follow. All picked up from the new Waitr0s£ in the garden centre 😁 It was delicious 😘 and a little treat to end the Easter break with.
Happy Monday all
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living10 -
Sounds like a lovely day Fortune and a lovely tea."Think of many things, do one"
Mortgage 30Jan'26 est. £204,205 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga3 -
Lovely makes. Very impressive.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/253 -
Popping the virtual kettle hoping that someone will stop by Fortune's with some virtual biscuits 😋
Hope all is well in the Fortunate household xxx4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)3 -
Thinking of youAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/253 -
Hello all 🙂
just popping by as I haven't updated for a while - a combination of ongoing shoulder issues, a busy period and two bereavements in quick sucession.
I'm hoping things will calm down a little now and I'll be able to refocus.
Thank you to all who checked in on me 🤗
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living8 -
Sorry to hear about the bereavements and shoulder pain Fortune, but glad to hear you are ok. Look forward to hearing more when you’re ready for it xMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5
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