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Holding On and Letting Go 🎈

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Comments

  • Very jealous of your hawk moth
    Seaweed x 
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Very jealous of your hawk moth
    Seaweed x 

    We had one last year too @Swayingseaweed.  The only problem is that it's on our quince tree so I'll have to check it doesn't cause too much damage.  Might have to relocate it to some Rosebay Willowherb.

    Fortune x

  • rtandon27
    rtandon27 Posts: 5,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I love your reasoning for getting washing done FS! LOL 😆 🤣 😂 

    I often wait to see if OH realises that his stash of underthings is getting low and each time I have, he has without fail waited until putting on the last set before mentioning it! I then with much grumbling hand over the extras I've stashed elsewhere and pop a load on!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
    Psst...I may have started a diary!
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LOL at washing comments.

    Glad you are feeling a little better FS. Sometimes shock knocks us off our equilibrium.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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