We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Holding On and Letting Go 🎈

1434446484959

Comments

  • Very jealous of your hawk moth
    Seaweed x 
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,198 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Very jealous of your hawk moth
    Seaweed x 

    We had one last year too @Swayingseaweed.  The only problem is that it's on our quince tree so I'll have to check it doesn't cause too much damage.  Might have to relocate it to some Rosebay Willowherb.

    Fortune x

  • rtandon27
    rtandon27 Posts: 6,437 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I love your reasoning for getting washing done FS! LOL 😆 🤣 😂 

    I often wait to see if OH realises that his stash of underthings is getting low and each time I have, he has without fail waited until putting on the last set before mentioning it! I then with much grumbling hand over the extras I've stashed elsewhere and pop a load on!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LOL at washing comments.

    Glad you are feeling a little better FS. Sometimes shock knocks us off our equilibrium.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.