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Debt and Caring

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  • Cherryfudge
    Cherryfudge Posts: 13,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just the one?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • One coffee. And a pretzel roll, cookie and pain aux raisin. Not quite a beige food day, more of a healing bruise 🤣🤣🤣
    Quite clear thoughts today though. Not sure if that is down to coffee or teacup being away for the day.

  • Cherryfudge
    Cherryfudge Posts: 13,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well. there's fruit in pain au raisins, and coffee is made from beans, so I'd count that as a win. :)

    Nice to have a day with clear thoughts, I hope it's been relaxing.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That view is stunning. Love the plug hole effect...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Spent all of Friday in bed except for dad's bedtime. Would have done the same today if I could. Not sure if there is something medical wrong or if I am just not getting any recovery time. Have booked a doc apt for next week anyway.
    Bought Starbucks ground coffee to save me getting delivery all the time. 
    Slowly puttering on with money things. Work is not on for a fortnight which I have to say is restful. The lady I work for dropped off flowers and an easter egg with cards from the kids today 😍 
    Which saved me from going around the corner and robbing the tulips from the green where me and dad walk 🤣🤣🤣 
  • Cherryfudge
    Cherryfudge Posts: 13,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think you needed that rest, by the sound of it, but a GP appointment is a good idea. I usually find if I book an appointment, I get better just before it comes through and am stuck wondering if I ought to cancel it, but if it doesn't have the magic curative effect, at least the doctor is booked.

    Hope you feel at least a bit rested.

    How nice to get flowers and an Easter egg. Enjoy!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • I do love tulips
  • doingitanyway
    doingitanyway Posts: 9,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I do love tulips
    Me too  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tulips are my favourite flower. They look beautiful. How nice to get as a gift.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Cherryfudge
    Cherryfudge Posts: 13,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aren't they lovely! Happy Easter. :) 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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