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Debt and Caring

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I struggle with running as I always feel like I'm going to face plant... I find going backwards on a x-trainer much easier than forwards. I struggle with working out where I am in space. I really struggle to walk in a straight line.

    They didn't give me actual tests though - they agreed I was dyspraxic and had ADHD without the formal tests just from my description. 


    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Sadly my bingo wings have not been reduced by wheelchair pushing. I'll have to start taking him on that ten mile run I'm always threatening him with 🤣🤣🤣
    Money spent today- €13 on Starbucks delivery. Pain aux raisin and coffee for me, dime cake for heavy to bribe him to come out with us this afternoon. More tactics to be deployed. 
    Worn out from peopling today and it's not even 12 o'clock.
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I wear leggings so I know where my legs are SH 🤣🤣🤣
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    today's adventuring
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beautiful. Views like that are gorgeous. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    not gonna lie, this is what I went for
  • doingitanyway
    doingitanyway Posts: 9,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    That photo is stunning. I love yellow gorse too.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Cherryfudge
    Cherryfudge Posts: 13,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Beautiful countryside!

    Never mind the bingo wings: all that wheelchair pushing and you will end up with MS shoulders. MS because you can save on dime cake and simply wrestle 'heavy' into coming along. Win/win. Hope you enjoyed that hard-earned Starbucks!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Packed everyone into the car yesterday and drove out to a reservoir. Entirely because I was excited to see the giant plug hole thing. Which was extra cool because it had mist coming off it in the sunlight.
    We ended up pushing dad around with us the whole way, poor heavy had to push him up a steep bit on gravel. 
    Carer's allowance in a day early for some reason. The extra payment for April didn't come so not sure if I'll be getting that or when. I'll plan to go to the electrical shop this evening to see if the tested stuff will sell so I can transfer over money.
    I think I'll do transfers weekly to try it out.
    Need to buy a new cafetiere as well as the boden cup has a crack in it.
  • Cherryfudge
    Cherryfudge Posts: 13,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If it's any help, you can get refills for Boden cafetieres.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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