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Debt and Caring
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SH friends have sort of melted away in the last year, not that I had many to begin with. If I'm honest I want to feel the sense of satisfaction from cleaning up my own mess.
Unless the gardener is reasonable.1 -
Stymied I did consider that early on but I don't know anyone useful like that sadly.
I don't mind people in the space, I'm not that kind of hoarder.
The type of thing I do is start projects and not finish them. Then all the various bits and bobs build up. I have a problem with interpreting body sensations and managing my energy. I can get really far into something, past the point of no return and then have no energy (mental or physical) to finish it.
My biggest problem (that I am aware of) is not being able to put all the information together. I am learning to make choices but it is a slog.1 -
Today's To Do
Work DONEMeal plan DONEOnline grocery shop DONEEmpty big plastic box DONEBrain dump flat needs STARTED
Prep for baking with the kids tmro DONE1 -
Sounds like you’re doing really well, @WelshmansDaughter. It’s hard having to learn stuff that other people just seem to magically know isn’t it?!
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Your done list is looking good!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
You are making good progress. A great decision just to let things go. Less to worry about then.
I know the feeling of over-committing and then lacking the follow through... I'm lucky mine is part painted areas or masking tape hanging on (for years cough) rather than anything more major.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Home from work yesterday with pink arms and ringing ears. Smallest hooligan decided her hands and feet needed to be painted pink 🤦♀️
Dad went to sleep at a reasonable hour last night, made the adult decision to go to bed instead of working on anything. Bit frustrating but had to be done.
Waiting On ListGarden quoteTip booking system
Deposit cash
Signed up for Wise to transfer money to the UK. I did a big transfer via bank and it was a lot less than I was expecting so I had a look for alternatives.2 -
Revolut could be another option. PM me if you want a referral code. I used it to send transfers for free when DS was in Oz.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I think Revolut could be having problems at the moment. I was about to join til til I read the terrible reviews. I wouldn't trust it with large sums of money.
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