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Debt and Caring

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Comments

  • Cherryfudge
    Cherryfudge Posts: 14,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Mmm, 20% discount is certainly worth serious thought. 😊

    It sounds as though you are being the adult in the family, and that's not easy when you should be equal so well done for offering options.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,968 Forumite
    1,000 Posts Third Anniversary Name Dropper

    I do think I have to bear in mind that I am not intuitive to deal with. Particularly not for someone who is suffering from a Type A personality and chronic sleep deprivation.

    Finished removing the wooden bits and started polyfilla. The small tub proved to be insufficient. Although handy as a stopping point.

  • doingitanyway
    doingitanyway Posts: 10,856 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    'Our buses would fling you to the moon and back.' that made me smile. I know what you mean…

    Well done with DIY

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,968 Forumite
    1,000 Posts Third Anniversary Name Dropper

    Mood improvement was not lasting but I suspect the period beast of nefarious activity. And the fact that it has been raining for nine hundred years. I don't think I've seen dry ground for a fortnight.

  • stymied
    stymied Posts: 671 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    Agreed, this grey weather is just miserable. Hope you have some nice snacks to appease the period beast.

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,946 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    There's a song called 9 Days by Nils Hoffman & Julia Church that features the lyric 'it's been raining for nine days' and I have had it in my head a lot lately, and have also been going 'ha, only nine days, alright for some'

    Give the period beast the food and rest it demands, there's no reasoning with it, we can only capitulate

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • doingitanyway
    doingitanyway Posts: 10,856 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    My global friends are always saying it is always raining in the UK and I jump to its defence…

    And yet…

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,968 Forumite
    1,000 Posts Third Anniversary Name Dropper

    Apparently we are due to see the sun on Saturday. It has not been seen in these parts since the 21st of January apparently so I shall not hold my breath.

  • Cherryfudge
    Cherryfudge Posts: 14,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Wow! Yes, having checked, so are we! I feel as though I ought to make plans so I make the most of it! 😊 Thanks for pointing it out. 😊

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • if it also appears here, I shall celebrate by handwashing a few bits and pieces and putting them outside to dry flat

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
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