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Debt and Caring

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  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    The thicket first thing this morning
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Oh look,sky
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on the taming
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    The Small One has taken against me it seems. This may be a blessing in disguise as I think I was perhaps getting a little too involved. Easier to hang around playing the role of Auntie than it is to get on with my own life.

    The Great Thicket Massacre took place this morning. I got a tad carried away with the power saw and over vibrated myself. And the saw as I managed to get the cord stuck in it. Fuel in the form of a Greggs bacon and egg roll wasn't enough to keep me going after that so off I went to the library. All 1.3 miles became an epic journey as I lugged a bag of generously proportioned books back. I promised myself I was only going to get the one waiting for me but this was a lie. 
    The way back to the bus stop is uphill. 
    I somehow managed to get on the wrong bus home which then turned into a trip to another library which turned into a trip past an architectural designer's office and then McDonalds. And Lidl. I am now the possessor of information, calories and a bigger backpack that doesn't have a hole in it.
    Tea and another episode of The Art of the Garden plus Small One rejection have not revived me. I may have to Organise My New Bag. 
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Power cord stuck in a saw sounds a dangerous combination... Please be careful.

    Love the sound of your new backpack. Enjoy organising.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Cherryfudge
    Cherryfudge Posts: 13,216 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can't keep up with you!

    DGD was under the weather this weekend so she was quiet but she's not a boisterous child. The other children at the wedding were adorable but both little boys and kept their parents very occupied. Stereotype or not, boys seem to take more energy.

    I'm impressed with progress on the thicket!

    I'm in Wales for a few days and thought of your Dad... have you been to Wales? I've spent time in the north and centre, this is the first time I've been to the south and it's gorgeous where we're staying.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I have indeed been to Wales. My Dad is from North Wales near Llangollen. We visited my Taid up until his death when I was 6. My uncle still lives there. I took a somewhat bemused Canadian friend on the horse drawn canal boat in Llangollen a few years ago, not sure she knew what to make of it.

    Yes I did think I had passed the point at which I should be using a saw- this is the danger of power tools. I get so far that I want to keep going then end up feeling concussed from the vibration. I have asked for recommendations on where to go to get it fixed.
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Two rooms before
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    two rooms after
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Sadly most of the stuff is now in my front garden...
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