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Semi Retirement and Beyond.

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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Post Office thing is appalling isn’t it - the number of people who were seemingly quite happy just to sit there and watch completely innocent people - who they KNEW were innocent, get prosecuted. Awful. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,088 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    My work week is done again thank goodness , today was rather trying . After work I did the DGD swimming lessons , the car park was full to capacity as the gym was full of the New Year Resolution people . Anyway back home a snack for my tea as I had a large lunch. Going to the big shopping place tomorrow to get youngest DGS his birthday present . Then probably come home and do the weekly cleaning as I am away this weekend. 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Enjoy your day at the big shopping mall tomorrow. Enjoy your weekend away. Hope the weather is kind to you 🤞👍
    January spends - £587.58
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Just caught up on your diary and now feel like I need a lie down 😀you have certainly been busy 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 9 January 2024 at 11:21PM
    Enjoy your day the morra.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,088 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Time has flown again, shopping mall was very pleasantly quiet thank goodness . Friday was babysitting for youngest DGS , went to the big park feeding ducks along the way. Saturday morning took dad shopping, then went to the next county to stay with my friend . 
    We had a pleasant afternoon out at a craft shop and then a cafe visit. In the evening we had a night in and booked our yearly holiday together. Sunday we had a long walk around the area my friend lives in and then home to get ready for work. 
    After the office being closed on Fridays now ,it's now quite cool on a Monday and it being cold as well meant a big fluffy cardigan.
    Life is an adventure, never stop exploring.

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,088 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Glad to be WFH the snow has arrived as predicted. Will be a day of staying warm and maybe a walk if the pavements clear. 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope your snow has now melted…..we’ve still got a few patches but it’s mainly gone.
    January spends - £587.58
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,088 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    Hope your snow has now melted…..we’ve still got a few patches but it’s mainly gone.
    Still plenty of snow here Milann. 
    Life is an adventure, never stop exploring.

  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No snow down here!  Cold though!🥶
    Good news on booking the holiday!  Something nice to look forward to in this dreary weather. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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