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Semi Retirement and Beyond.
Comments
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The pavements look awful outside this morning , hoping it thaws today. Work is finished for the work so had a lie in unusual for me. Today I have housework on my list and need to get new travel insurance .Hoping to drive to the local Tesco later for gluten free items.Life is an adventure, never stop exploring.2
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No Snow here either! Lovely to have a holiday booked to look forward to!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Hope you enjoyed the lie in 👍January spends - £587.581
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Hope the snow has cleared now. None here either."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Sadly the pavements are like ice , the roads are ok though.
Life is an adventure, never stop exploring.3 -
It was very cold overnight , the pavements are like ice rinks but the roads are ok. Taking my mum to the theatre this afternoon, it's all clear where parents live albeit only 4 miles away.I am going to do money shuffles this morning as it's payday.Life is an adventure, never stop exploring.3
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Enjoy the theatre!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Enjoy the theatre. Hope it’s warm in there.January spends - £587.581
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Enjoy the theatre.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Mum and I enjoyed Calendar Girls, they still got undressed even in this cold weather ! The day was slightly marred by some news relating to last years events , it just never seems to end .Life is an adventure, never stop exploring.2
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