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Semi Retirement and Beyond.
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Glad you had a lovely birthday.
Enjoy your time off and have fun with the family.January spends - £587.581 -
The last few days have been very busy , but I'm pleased to say I am now ready for the festive break. This year has not been a good one for DD and my DGS , they so deserve a great Christmas. The DGS have had to be very brave and they have shown strength and resilience beyond their years. The next few days are all about family , starting with bowling tomorrow, 4 generations together should be fun.Thank you to everyone who has commented on my diary this year , to the friends I have made , I wish you all a Merry Christmas.Life is an adventure, never stop exploring.4
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Wishing you a lovely Christmas and a very Happy New Year x1
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Merry Christmas to you all and I hope 2024 is a better year for your DD and DGS 🙏I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Merry Christmas to you all"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Merry Christmas…..enjoy every minute with your family 👍January spends - £587.581
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Have a very lovely Christmas xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Merry Christmas. Have a wonderful time with your family and let’s hope for a better 2024 especially for your DD and family.1
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Merry Christmas, let’s hope for a better year for all than the last one.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.001
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Thank you for all the Christmas messages.Christmas was about seeing the family and enjoying each other. Nothing fancy just an all round good time. We met my future DIL's family for the first time, they seem very nice and were easy to talk to.Some of you may remember I found my mum had 2 half brothers and a sister after doing me doing a DNA test . We have had minimal contact with them since as I think they were genuinely shocked that their dad had had another wife and child and they didn't know. I have never pushed them and just put it to the past. Yesterday I received an email to say the sister has passed away at age 69, it was kind of them to let me know.I have done a little sale shopping with my DGD this week and a few hours child care . Today I met a friend at our local RHS as it was dry and we saw our first daffodils during our walk around. We had a voucher for the cafe , and may have had a cake ! .Life is an adventure, never stop exploring.5
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