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Semi Retirement and Beyond.

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  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad you had a lovely birthday.
    Enjoy your time off and have fun with the family.
    January spends - £587.58
  • The last few days have been very busy , but I'm pleased to say I am now ready for the festive break. This year has not been a good one for DD and my DGS , they so deserve a great Christmas. The DGS have had to be very brave and they have shown strength and resilience beyond their years. The next few days are all about family , starting with bowling tomorrow, 4 generations together should be fun. 

    Thank you to everyone who has commented on my diary this year , to the friends I have made , I wish you all a Merry Christmas. 
    Life is an adventure, never stop exploring.

  • Wishing you a lovely Christmas and a very Happy New Year x
  • Sun_Addict
    Sun_Addict Posts: 24,078 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Merry Christmas to you all and I hope 2024 is a better year for your DD and DGS 🙏
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Merry Christmas to you all :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Merry Christmas…..enjoy every minute with your family 👍
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,614 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a very lovely Christmas xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • maggiem
    maggiem Posts: 1,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Merry Christmas. Have a wonderful time with your family and let’s hope for a better 2024 especially for your DD and family. 
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Merry Christmas, let’s hope for a better year for all than the last one.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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