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Semi Retirement and Beyond.

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  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your Berlin trip sounds brilliant. Always good to bring cash back 👍
    Back to reality with housework 😵‍💫
    January spends - £587.58
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,086 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Went to the main dealer who told me I needed a new wing mirror completely £248, said no to that. Went to local garage and he has sourced me the part for £25.00, so no new mirror needed.🤷🏻‍♀️. 
    I am on a girls night out tonight for my birthday which is tomorrow. Still having my DGS tomorrow and in the evening we are having a family night out as DGDs dancing team disco. I know how to live . 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have a great night tonight and enjoy the disco 🕺💃🏻 tomorrow. 
    It doesn’t seem a year since your special birthday last year.
    What a cheek - total rip off at the main dealer 😡 some folk would have fallen for it 😵‍💫
    January spends - £587.58
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a nice time away.  Enjoy your night out and Happy Birthday for tomorrow!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey, that has been a quick year!
    Happy birthday for tomorrow & enjoy your night out.
    I am out tomorrow night.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,086 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you birthday was lovely and the night with the family disco dancing was fun. 
    Spent yesterday wrapping presents and catching up with family. Today is shopping with dad and then the cemetery to my brother's grave . Have a big pile of ironing to do and get ready for work tomorrow. 
    This week one more Christmas outing then that's it until the big day . Christmas Day is myself and parents , son is with his partner and DD is with her children. We are all together Boxing Day , when I shall be meeting my future DILs dad, her mum passed away during Covid she was only 70 having just retired . 
    The gas people are here again on Sunday wish they would finish, it's been 6 weeks now of holes and mud. 
    Life is an adventure, never stop exploring.

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,086 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Everything done today, last day at work tomorrow until 2nd Jan.
    Life is an adventure, never stop exploring.

  • Sun_Addict
    Sun_Addict Posts: 24,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a pain with the gas people 🙁 Lucky you breaking up tomorrow my last day is Friday. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your time off.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cheeky devils at the garage - glad you walked away and found a far more budget friendly solution. As said though - plenty of folk would have believed that was what was needed, wouldn't they. 

    Enjoy your Christmas break - I'm still in until Thursday but of course I'd be off on Friday anyway! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
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