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Semi Retirement and Beyond.
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Lovely photos. Hope you are feeling better."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Hope you’re feeling better. There are some nasty bugs about atm. What a pity you had to come home early.
January spends - £587.581 -
Hope you're feeling better now SG - such a shame that the lurgy struck when it did, as others have said though, there's a lot of nasties doing the rounds at the moment.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Not sure where the time has gone again.Just been up to the usual, working, taking care of DGC and parents. Have had a few Christmas events, light shows at RHS, meals out, nativities .My FD regular saver has finished just about to do a new one. Fixed term savings has matured thinks that's getting invested in the same thing again.My dentist trip didn't cost as much as first thought so that was excellent news.Christmas is all done apart from the wrapping which will be next Saturday. I have a birthday next week , can't believe it 12 months ago that I was 60 it's gone in a flash.My DGC went on a very special trip this week to see Santa that included an airplane flight . They so deserve it after the year they have had.Tomorrow I am off to Berlin for a few days , looking forward to the sightseeing .
.Life is an adventure, never stop exploring.1 -
How lovely for your DGC
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Have a lovely time in Berlin and Happy Birthday for next week!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Have a great time in Berlin. Glad the children are getting a special treat.🎅🏼January spends - £587.581
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I hope Berlin is/was wonderful!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Back from Berlin , lovely city and great Christmas Markets. Found it very reasonable for food and especially transport 4 Euros from the airport to the hotel 70 Euros in a taxi.The gas people are still here and there is mud everywhere, I hope they finish soon it's getting arduous now.Money wise all going well, spent less money in Berlin than I had so that's good some Euros will be kept in stock. My pensions have been paid early so they are in the savings account until the right day , payday Monday but that's on the right day.Need to go to car main dealer to sort out part for wing mirror , I had an argument with a wheelie bin and didn't realise a black cover piece had fell off .Need to move now to do some housework .Life is an adventure, never stop exploring.1
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Glad that you enjoyed Berlin.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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