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Semi Retirement and Beyond.
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Happy 60th birthday.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Happy 60th 🎂🥳🥂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Happy 60th birthday
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The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
Happy birthday for yesterday. Hope you had a lovely day.1
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Happy belated 60th birthday ,it looks like you had fun xx
Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1201 -
Thank you for the birthday wishes .I had the most lovely day with my family , I was bowled over by the gifts I received .On Saturday I went to the big shopping centre near me on the bus to the fruit shop and updated my technology.Also got nice new underwear from M&S .I have managed to invest my lump sum , waiting for forms from one BS but the rest is away out of sight out of mind not to be touched .I had a smart meter for gas fitted on 6th December and it doesn't appear to be doing any readings so I have no idea how much I will get charged this month.I have tried phoning energy supplier twice with no joy.Have found out that DDs MIL is going away on hols again for the month of Jan so I am going to be very busy until the end of Jan .WFH today and tomorrow then that's me finished for 2 weeks . Hoping to get the odd lie in between children and parents .Life is an adventure, never stop exploring.2
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Glad you had a lovely birthday. Can you contact the energy supplier via social media or email? Lucky you off for 2 weeks - enjoy 🎄I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Glad you had a lovely birthdayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Your shopping trip sounded very productive 👍
Hooray to 2 weeks off work 👍January spends - £587.581 -
@Sunshine_girl2 late to the party but happy birthday! Your plans are maturing nicely. Onwards and upwards love Humdinger xx1
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