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Semi Retirement and Beyond.

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  • We've got snow, too! Sounds like you're having a nice time with things generally at the moment - enjoy the afternoon tea!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • The birthday celebrations were lovely over the weekend , it was good to get together with family and friends . 
    Work today and tomorrow, then Wednesday another birthday meal with my closest friend. 
    I am feeling freezing tonight , even with the heating on. I think I need an early night as I keep yawning .
    Money spent over the weekend on birthday but all saved and budgeted for . 
    Life is an adventure, never stop exploring.

  • Sun_Addict
    Sun_Addict Posts: 24,090 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the celebrations are going well. We were in lockdown on my big birthday so I missed out on the little get togethers but we were fortunate enough to be able to make it to Greece for the big day - just!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m not surprised you’re tired after all your socialising Sunshine_girl - it was really lovely 👍
    January spends - £587.58
  • Housework done this morning . Last day of my 50's today, I have to say they have been my best decade . Looking forward to the next decade , hopefully fully retired by the end of it. 
    Anyway lunch with some friends at 1pm in the next county . 

    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy last day of your fifties 👍
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the last day of your 50’s & your lunch. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,090 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy 😊 Not so bad to be in your 60s, I did it 2 years ago and am still as energetic and lively as I was in my 30s.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy birthday 🎂🥂
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happiest of birthdays to you.
    Welcome to the club  :grin:  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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