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Semi Retirement and Beyond.
Comments
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That seems to have gone quickly from you saying you were semi retiring and getting by until your pension kicked in. Enjoy your lunch tomorrow, always tastes better when someone else is paying 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Everything accomplished today on the list. Sold my DGS highchair today as well so that's a bit more room in my store cupboard.Got a call from hairdresser, could I come this afternoon instead of tomorrow morning. Busy day in the end , lunch was good always nice to catch up with boss , he is one in a million.Tomorrow is the beauticians late morning, housework and then DGD to swimming lesson.I dread to think how much the gas bill will be this month. There is no way I can't not have it on.Our cost of living payment in this months salary thank goodness .Life is an adventure, never stop exploring.0
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Good news on your COL payment.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How lovely that they are actually organised and can have the £ arrive on the right day.
Happy birthday in advance.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
That's Friday over with again, DGS was a star today and the other two were good after school. Took mum out to do a financial transaction at the BS. Good news for my dad h is leg is much better and he had the green light to go out and carry on with life. Tomorrow he is off out to the shops by himself .I am having afternoon tea tomorrow with some 9 friends Iooking forward to seeing them all , bit sad one of my closest friends can't come because of Covid . Then Sunday I am having a family meal .My birthday is actually Thursday but have normal things to do that day but having lunch with parents before going to DGS1 Christmas play.Going to watch a film now .Life is an adventure, never stop exploring.1
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Enjoy your afternoon tea
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Lovely snow this morning.
Life is an adventure, never stop exploring.2 -
I will be spending the morning wrapping Christmas presents up I think. May look at my budget for December and January as well .Need to leave at 2pm for my birthday afternoon tea.Life is an adventure, never stop exploring.2 -
We’ve had a hard frost but no snow. Enjoy your birthday afternoon tea 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Hope the afternoon tea was nice.
Snow always brings out my inner child...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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