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Semi Retirement and Beyond.
Comments
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How lovely, enjoy 😊I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Have a fab time 👍January spends - £587.581
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The day didn’t get off to a good start after arriving .,I have my bank cards in my phone cover . I was using my phone to get to the hotel and the cards have dropped out . Luckily I noticed as soon as I got to the hotel and reported them
lost . Someone tried to use my debit card not sure about the credit card . I have another debit card in my purse thankfully . Anyway a large glass of wine was needed in the pub to calm me down . Lesson learnt .Life is an adventure, never stop exploring.5 -
What a low life trying to use your lost card 🤬 I hope it doesn’t spoil your trip.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Oh no. Thank goodness you had another card with you. Definitely low life’s trying to use your card 😡
Have a great time.January spends - £587.582 -
Back from London , oh gosh the place is soo busy. Went on a tour of the underground today at Shepherd's Bush station , you go round the back and learn about the history. Thanks to @EssexHebridean as It was she who mentioned the tours. Something a little different.Went to Kensington Palace with said diary friend and saw the Diana statue in the lovely gardens.I found London very tiring this time , I think it's all the steps at the underground station, so many people begging, even on the tube a women walking down the train with a placard asking for money .Westfield London is very big , I had a trot through but didn't buy anything .Childminding tomorrow and hopefully a quiet ish weekend .Life is an adventure, never stop exploring.5
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I love going to London but glad I don’t live there. It’s too busy and too big for me. I hate the underground and walk if it’s possible.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Sorry you lost some of your cards. Glad you realised quickly. Scary experience though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
London is tiring! Especially getting from A to B.
Re the cards. I've 'dropped' cards before. Now I keep them in an old cigarette case that clips closed.
Glad you enjoyed Kensington gardensIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Pleased you had a great time in London. It went very quickly.January spends - £587.582
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