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Semi Retirement and Beyond.
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Only a cheap one from B&M Mo Health 2 litre £39 .Sun_Addict said:Which air fryer did you get?Life is an adventure, never stop exploring.2 -
Tuning in here for more airfryer chat then...I get the sneaking feeling I will end up with one but we'll see - I'm still hugely undecided!
Glad you had a lovely break but how annoying about the car - I assume it looks deliberate rather than someone scraping past and doing it accidentally with a zip or something? (I know, I'm probably being FAR too charitable towards whoever was responsible, aren't I!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Hope you’re having lots of fun with the gks 👍January spends - £587.581
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Not sure what happened to the last few weeks but I am back. My child care is now back to normal just Fridays . I have enjoyed the extra time with youngest DGS but his other gran is back off her month long holiday .I am plodding along with work , my other half at work is now sufficiently trained so she goes solo next week, which means I am back to WFH every Monday afternoon and all day Tuesday.Money is ok , just taking each day as it comes , my heating has been on but only randomly this last couple of days. I got my electric blanket a few weeks ago and have used it this week. The electric airier is out as well .
A couple of weeks ago I got a TGTG box from Morrisons for £3.09 , it had loads of stuff in it , some I shared with my DD and I got some GF stuff which was great for me . May try another one in a few weeks.Had a weekend stay with my friend which was lovely as we have both been busy .
My mum and dad have enjoyed 5 days at the coast on holiday .
I am going to a grandparents assembly at DGC school on Friday followed by macmillan coffee morning . See if I can rope grandad in as well.That's it for now.Life is an adventure, never stop exploring.2 -
Enjoy the assembly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Off in to town today to buy a few Christmas gifts . Plus I need some birthday cards . Going on the bus as cheaper than parking and less stressful.Life is an adventure, never stop exploring.1
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Glad you are back. Great you had some time with your friend. I might try the M's box myself.
Have a good day.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
What’s a TGTG box ?Your month of childminding has flown by. Doesn’t seem two minutes since you said you were taking over other grans days until the end of September.
I was in big town yesterday too - could have given you a wave 😂😂January spends - £587.581 -
Too good to go milann.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks Beanie 👍January spends - £587.581
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