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Semi Retirement and Beyond.

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  • doingitanyway
    doingitanyway Posts: 9,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hidden London tours sounds interesting. Please let us know how it goes.
    Enjoy lovely Autumnal day. I'm planning to sit outside a coffee shop near a park to enjoy the day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 9,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hidden London tours sounds interesting. Please let us know how it goes.
    Enjoy lovely Autumnal day. I'm planning to sit outside a coffee shop near a park to enjoy the day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,092 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Great morning for a walk . 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 95,640 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,086 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beautiful photo. Trip to London sounds fabulous, enjoy. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gorgeous photo / view.

    Let us know about the tour.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have a great time meeting rl friend 👍 the tour sounds great.
    January spends - £587.58
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think you'll love the tour - I'll be interested to her how yours goes as ours of the same site is not long after! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,092 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I am on my way to London the train is very full . Not been down here for 3 years so looking forward to my visit . Meeting RL diary friend at my hotel . Need to negotiate the underground first I have mesmerised my route.Anyway all pleasant so far . 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 95,640 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your break  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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