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Semi Retirement and Beyond.

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  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your time off. Sounds busy as ever.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sun_Addict
    Sun_Addict Posts: 24,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely holiday, although it sounds like you’re going to be busy. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I am quite jealous as I love NY and this month is the time of year I would normally visit. Have a wonderful time, take some great photos and tell us all about it when you return. I hope you and your mum enjoy the Marigold show. x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,089 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Not a good day today, driving home from parents and got near the motorway bridge not  far from home and realised there was a disturbance of some sort got stopped by fellow drivers . Police arrived and a lady was on the wrong side of the fence , she jumped off . I just saw her go, the image will take a while to go. She survived the fall, air ambulance came. I hope she gets the help she needs . 
    After that I needed a rest , anyway packing has begun , but need to break off now to take DGD swimming. 

    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Oh dear…..poor woman must have been desperate. Look after yourself 👍
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh dear.Poor poor woman.
    As you say the image will take a long long time to fade :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm really sorry to hear about the poor woman. I hope this hasn't shaken you up too much. ☹️
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What an awful thing to witness. Thank goodness she survived the fall. I can’t imagine what she must be going through to think that was the only way out. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How awful to witness. Hope you are ok 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,089 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Just popping on to say I am now waiting to board my flight , will be excited once we take off . 
    Have a good weekend . 
    Life is an adventure, never stop exploring.

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