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Semi Retirement and Beyond.
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So glad that you had a great time.
Good news on the lump sum.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Glad you had a lovely time 😊I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Glad you enjoyed yourself and came home with £ and not debt. Always nice.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Sounds like you had a great time….and with money to spare 👍
Hope you stayed dry at the markets.January spends - £587.581 -
Your holiday sounded great! I thought the memorial museum was very moving too when I visited it. Brilliant news on bringing back some money though - especially as prices have increased. 👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Busy days with work nearly over.My parents are in Cumbria on a short holiday but a bit confined to the hotel as my dads leg is not healing at all .Tomorrow I am in Cumbria as well visiting my friend, going on the train looking forward to it.It's the anniversary of my brothers passing today and it's every bit as fresh as it was 29 years ago .I have had a call from my pension provider today just to check all the details are still the same and they will write to me one week before letting me know when my pension will be paid.Have had 2 NSDs so far this week , much needed .Have had a chat with one MSE friend and hope to hear from another later .Life is an adventure, never stop exploring.1
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29 years…..it’s bound to still feel very fresh especially on the special days and anniversaries.
Enjoy the pension when it arrives 👍January spends - £587.581 -
Sending love.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Sending love and peace your way. Sad day but hopefully you are able to honour his memory.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
The trains were good to me today , made it to and from Cumbria with no fuss. I left home at 7.45 and got back at 6.15 . It won't be a late night for me.Even the weather was kind until about 3.30pm .Tomorrow, I am having a at home most of the day , day .Life is an adventure, never stop exploring.1
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