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Semi Retirement and Beyond.

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  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,083 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    It's great that you get a gradual change to the money over several months though - that ought to make it feel a bit less of a shock to the system anyway! 

    Glad you had a wonderful break - it looks beautiful! 
    Thanks EH, after reading your diary I now have a healthy fund for extra gas and electric payments and am working on having one months grocery money buffer in the grocery pot. I think I read that on your diary as well. 
    Have enjoyed all your recent photos on here , looking forward to the next ones. 
    Life is an adventure, never stop exploring.

  • Sun_Addict
    Sun_Addict Posts: 24,068 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m glad you had a lovely holiday 😎
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,083 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Leaving for vote counting soon, hoping for a quick count with it being local elections . Some more money for the pot . 
    Life is an adventure, never stop exploring.

  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I hope you haven't worn your fingers to the bone with all that counting!😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 May 2022 at 10:51PM
    It's great that you get a gradual change to the money over several months though - that ought to make it feel a bit less of a shock to the system anyway! 

    Glad you had a wonderful break - it looks beautiful! 
    Thanks EH, after reading your diary I now have a healthy fund for extra gas and electric payments and am working on having one months grocery money buffer in the grocery pot. I think I read that on your diary as well. 
    Have enjoyed all your recent photos on here , looking forward to the next ones. 
    Ha - yes, both of those things were us! Thanks to the council tax rebate sliding into our bank earlier this week we’re now pretty well topped up on the electricity buffer fund, and I’m now working on a second month in hand on the groceries! 😂

    Glad you’ve enjoyed the photos - I should remember to post more of them really! 

    I hope the count went smoothly! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,083 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I forgot how much counting you do , I actually enjoyed it . Got to to bed at 2am but need to be up for youngest DGS as it's childminding day. 


    Life is an adventure, never stop exploring.

  • Archie_Duke
    Archie_Duke Posts: 287 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    That’s nice and quick payment :) . No regional/council elections down where I am for me to apply for counting, but one to bear in mind for next time around. 
    Arch
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hope your 150 turns up soon.

    I also did park duty with my young person. I think the little one might be an adrenalin junkie. HIGHER! HIGHER! until my arms ached from pushing the swing..
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Your time today with youngest DGS sounded lovely!
    I got my £150 earlier in the week so hopefully your council won't be too long in coughing up!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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