10 years to clear £334K - our FIRE journey

CCW007

Good tip, thanks!

CCW007

The horror, my spreadsheet is broken! None of the totals update automatically when I change a call.  If I click into the cell and then enter the total will update however.  Need to Google how to fix or start a new spreadsheet ASAP!

CCW007

Phew, simple fix and it's working again.

CCW007

Mortgage = £303,752.47
Reduction = £1,293
Still aiming to get under £300k in August.

WIOTW = £296,141 - this has increased since I last posted as predicted.

kaycastle

Hiya I'm trying to read more big mortgage diaries for inspiration so reading yours with interest 

Probably daft question but what does WIOTW mean? 

savingholmes

what i owe the world @kaycastle

CCW007

Hi @kaycastle as Savingholmes says it stands for What I Owe The World.

As my interest rate on the mortgage is low, I snooze money borrowed on credit cards into high interest accounts therefore I don't generally overlay my mortgage (except for the bits of extra money I make through surveys and selling).  So I track the figure that's my mortgage plus all credit card debt minus my savings including the interest made 😊

Tilers came yesterday and are back today to finish off, it's looking great!

Need to ask their advice about the bay window - can't put skirting in there as the curve is too steep to get enough bend on the wood.  Kitchen fitter suggested a mosaic style upstand in the limestone used for the floor but I can't picture it.

One drawer front has come off already, less than four weeks after fitting. Looks like the wrong screws were used so our PITA fitter is going to have to come back and fit a new front 😞

Lights to go over the island have been ordered and should be here in the week to 10 days and we still need to sort spotlights in the ceiling but otherwise we are almost there!

dawnybabes

Can they not use a bendier wood ? I’ve a curved semi circle room and have skirting ? Or plastic skirting ? 

CCW007

dawnybabes said:

Can they not use a bendier wood ? I’ve a curved semi circle room and have skirting ? Or plastic skirting ? 

We're looking to see what's available but the curve at one point is quite steep so not sure what wood would bend enough!

It needs to reasonably match the oak skirting or be completely different as it will join up it. There do seem to be a few option so I'm sure we will find something.

CCW007

MSE wins:

Free coffee courtesy of Octopus 
Free slice of pizza courtesy of Lidl
Two bottles of fake Aperol at a much lower cost than the real stuff
Two buddleia plants for £1 each
£78 refund for unused tiles and sealant 
Lots of nice Olio bits to share with family 

I'm calling today a win.