10 years to clear £334K - our FIRE journey

LadyWithAPlan

All sounds very exciting over here - how wonderful to have your dream kitchen 

I also need to get this Vinted selling started .. I accidentally bought something instead on there this week (!) so your experience is good to read and I am promising myself 10 items are going up this weekend 

CCW007

@edinburgher one is a proper oven and the other is a combi oven / microwave. The idea is to keep the worktops clear but we'll see how long that lasts 🤣 Very excited about being able to cook a proper roast after three months of using a Ninja, combi microwave and a single induction hob!

@LadyWithAPlan I bought my first thing on Vinted as well recently and I'm a convert!  Need to get listing more.

£7 PA survey this morning, nice way to start the month 

CCW007

Money shuffled and all landed where it needs to be.  £800ish interest due in from OH's cash ISA maturing this month which is nice.  It can then be transferred in to the ISA we opened for him this financial year which has a higher interest rate despite being flexible / variable.

Mortgage = £306,246, reduction of £1,248 last month.

WIOTW = £294,025.

As mentioned, this is unlikely to reduce much end of March (in fact, if we have a bill in from the workshop working on OH's latest project we may even go backwards) but I'm hoping to start reducing this in April.

savingholmes

Glad you were able to keep on top of the delivery and trades people. It's not easy. Nearly over the line now.

CCW007

Been a while since I posted.  Kitchen fitting is moving along at an agonisingly slow pace but is all being done properly. Looks like we might go over into a third week!!

Fitter was a PITA to start with but has mellowed as time has gone on and we are considering asking him to quote for the wet room when we get to that project. We know it will be done to the nth degree!  

Not done much on PA lately but up to £401 / £520 on OPs.

In big news I got the lead role in my department so am now second tier management - gulp!!  Will be a challenge but will be good to get involved in something new and will give me experience of a different area if I wanted to move jobs in the future. 

Extra salary will mean more going in to DB pot and by my calculations will mean an extra £500 a year in my pot if I retire at 55 and freeze it until SPA.  Will obviously also increase contributions to SIPP and S&S ISA in April as well so all plays into my FIRE plans.

Been very spendy on food lately with all the disrupted kitchen arrangements - lots of ready meals and prepped veg.  Looking forward to getting back to batch cooking and meal planning some healthier menus.

I'm off next week which is very welcome!!  Hope to be able to start sorting the house out but suspect most of next week we will still have trades people in as once the fitter is done we need the walls tiling and skirting fitted.

Have been suffering badly with carpal tunnel recently - I had steroid injection late last year but has not really helped.  Waiting to see specialist but have been to see an osteopath in the meantime and had acupuncture.  Seems to have eased up a bit which is good news.  Got another session today which hopefully will help. 

In desperation at being unable to sleep last week, I booked an appointment with a private hospital which is next week.  If things continue I will cancel this and wait for the appointment on the NHS.  It's over £2k to go private - I would pay it if things remained as bad as they were last week as I was struggling to function on the lack of sleep but if I can keep at this level I'd rather have it done on the NHS so that any issues are their responsibility! 

savingholmes

Glad your kitchen is progressing even if more slowly than you hoped.

Well done on the promotion. Love your future plans too. Things are coming together.

Merlin's_Beard

Slow and good is faster than fast and sloppy!

South_coast

Merlin's_Beard said:

Slow and good is faster than fast and sloppy!

So many immature comments I could make right now 🤣🤣🤣!

Merlin's_Beard

South_coast said:

Merlin's_Beard said:

Slow and good is faster than fast and sloppy!

So many immature comments I could make right now 🤣🤣🤣!

Don't worry, you don't have to, I can hear you anyway! 

savingholmes

Merlin's_Beard said:

South_coast said:

Merlin's_Beard said:

Slow and good is faster than fast and sloppy!

So many immature comments I could make right now 🤣🤣🤣!

Don't worry, you don't have to, I can hear you anyway! 

Me too