10 years to clear £334K - our FIRE journey

CCW007

Been full of cold so this week has not been productive and had a couple of takeaways as a result of not being organised or feeling like cooking.  Starting to come out the other side so hopefully tomorrow will be a better day.

My leaving present from last job included a voucher for the local art centre where I worked - a really thoughtful gift as I love live music and had been to a few gigs there.  Our fave blues guitarist and singer (who I fan girled over last time we saw him) announced his acoustic tour early next year including a date at the art centre so we booked tickets and managed to get fantastic seats. I must message my colleague who organised the present to thank her again as I am genuinely chuffed.

Work going well, it's really good to be back there.  Organisation has its challenges but I feel so much more connected than in my previous job. Plus I am far more insulated from the Politics (so far).

CEO (who I worked with on a project when I was there previously, before she was CEO) gave me a big hug when I saw her after my return and told me she was really pleased I was back which meant a lot to me.

In money news, been discussing with OH the possibility of moving some savings from cash ISA to S&S ISA as a trial to see if we get better returns. 

Obviously it's a risk and he tends to be quite risk averse (his parents have always had all their financial products with one provider, regardless of whether there are better products in the market and he was very much the same when we met). However he does now have a S&S ISA and a SIPP now and even suggested we try another provider to spread the risk (I'm with one and he is with another so he suggested a different provider) so seems to be on board.

savingholmes

Sounds like things are going really well and you have lots of options. Well done for the continued OPs too.

South_coast

Ooh, what a lovely thoughtful present. Sounds like you will be missed there as well 🩷

CCW007

Mortgage - £280,771

Reduction of £1,196

Savings - £20,400

ATMN - £260,710

savingholmes

Great progress. 

Merry Xmas and Happy New Year!

CCW007

Channeled my inner @Cheery_Daff and booked a two night YHA break in Wales in January. £120 for two nights en suite single room, including breakfast and EV charging. Looking forward to some time to myself, walking if weather permits and a cheap getaway. 

Merlin's_Beard

A break at that time of year when everything is grim sounds just what the doctor ordered

CCW007

Huge olio collection (actually two) last night mean the fridge and freezers and absolutely stuffed. Loads of peppers, am sure I will get more requests today but whatever is left will get chopped and frozen.
 
Friday is my non working day so plan is to get a few packs of diced beef out the freezer and pressure can beef in red wine which is one of OH's favourite meals and it is so handy to just open a jar and cook some potatoes or rice. 

Am working three days this week but then a four day weekend before back to it next week with five days so would like to use this long weekend to get more organised.

CCW007

Just updating spreadsheet with start of month money shuffle and realise I forgot to put the mortgage payment into spreadsheet - oops, bad MSEr! Means there wasn't enough for credit card payment - not had a text yet but have shuffled money over and hopefully they will take payment later today.

CCW007

Phew, just checked and payment has gone through.