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10 years to clear £334K - our FIRE journey
Comments
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Thank you all for the lovely messages. Dad passed away yesterday afternoon, at home as he wanted.
Feel a lot more together than I thought I would but am sure the reality will hit soon. Am so relieved he's not suffering and he was ready to pass.
Lots of sadmin to come but that's something we are good as as a family and will give us focus.4 -
So soo sorry to hear your news.Sending my thoughts and prayers to you and your family x2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️3 -
Very sorry to read the sad news. Thinking of you and your family.3
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Sending thoughts to you.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
Thinking of you and your family.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
3 bags of clothes and a box of assorted bits out of the house by charity collection.
Library and collecting some shoe boxes for packing today. Aim is to clear at least a couple of boxes in the kitchen and living room today.4 -
Productive weekend so far, squashed a very long standing frog yesterday with follow on job today which OH is currently working on.
I'm tidying the garden, planted various plants in pots and hanging baskets.
Trying to do rather than plan what is the perfect order to do things and then failing to start. Best is the enemy of better and all that! Channeling my dad's energy, the man really was a starter finisher!6 -
Decided we want to build a wildlife pond somewhere - we need to design the garden so it won't be a quick project.
The universe has confirmed we should as I randomly saw an advert for a free webinar on Tuesday evening about how to set up a wildlife pond so have signed up.
Going to new (old) employer tomorrow to meet my new team, really looking forward to it4 -
Done some batch cooking and made raspberry cordial today which I spilt everywhere and the kitchen is now a stock mess and will probably be invaded by ants and/or wasps, sigh. Tastes nice though.5
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My condolences on the loss of your Dad.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251
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