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10 years to clear £334K - our FIRE journey
Comments
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Funeral was amazingly uplifting, a real celebration and I laughed and cried hard. Feeling v flat now.
Back to work Tuesday, 3 weeks then off for 2 weeks before new job. I can do this!5 -
Funerals do that … Be gentle with yourself.Good luck with the last three weeks - enjoy doing all the handovers … 😉
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I love a new job, fresh starts, and this time of year is very promising and exciting 🙂3
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Mortgage - £284,343Reduction of £1,178Savings - £16,500
Bought two cars last month (whoops!) so any increase in savings is impressive!
Into second to last week at work - got an interim in so can at least handover to someone.4 -
Not long to go now ....
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Eight working days and counting...2
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Glad you have someone to handover too. Hopefully the last day won't be a full day.CCW007 said:Eight working days and counting...Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20282 -
Last day done. And breathe!
Good week for prolific and vinted, adding to mortgage neutral pot.
Two weeks off now and no need to feel guilty if I do something enjoyable 😁4 -
Congratulations. Enjoy your break.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20281 -
Oh that feeling between jobs … Free as a bird but with a safety net! Have a lovely time 😊
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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