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15months to debt free - I hope

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  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Blackcats
    Blackcats Posts: 3,911 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Pleased to hear about Bear.  I hope he will settle well and you will all enjoy being with each other.

  • Exciting about the new doggy really hope it works out for you. 

    Love theatre trips, did 3 last year oops, got 2 booked already for this year 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • CL21
    CL21 Posts: 253 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Fingers crossed that bear works out for you. He sounds like he’s a lovely dog and I hope he settles quickly x
    Credit Card 1 - £6249.99 £4,900
    Credit Card 2 - £13,481.47 £12,985

    Total debt - £19,731.46 £17,885

    Emergency fund £930
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Young Master Bear sounds as though he will be just the tonic for you and Mr lh.  It seems he is far more malleable than C and a better fit for your lifestyle. Wishing the three of you lots of happy adventures xx
  • ladyholly
    ladyholly Posts: 3,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bear is doing well and starting to talk to me. He was very focused on Mr LH yesterday but has sat with me and I have received one or two licks on my nose. Not something I encourage but it shows he is starting to accept me. He is still confused as to where his previous people are but he will eventually accept and trust us.He has walked well and met more dogs today. One growled at him and he backed away which is a good reaction. We have been pleasantly surprised by his reaction to other dogs as we were led to believe he could be difficult with them. He has also seen a bus and lorry and although he backed away he did pretty well with them. He came shopping with us today and stayed in the car with Mr LH and although anxious did well. He doesnt like travelling apparently and it was only a short trip so we were pleased with him. I think he was glad to get home though.

    I suspect his past is what is causing his anxiety - two and a half years in Bosnian kennels and then transported the the UK which would be a long trip and if flown quite frightening for him, then kennels in the UK before before being adopted to first time dog owners who although they have done a brilliant job with him have been very nervous from the behaviours he showed when they first adopted him. We are a bit more confident and I think that is having a good effect on him. We know he will challenge us a bit when he is more settled but I dont think it will be anything we havent seen and even if it is thanks to our  experience with C we do know a good behaviourist who we can employ to help us.

    My knee seems to have improved today despite the shopping trip. I have done very little else and have had it iced and elevated during the day. It seems to be working but I am not going to push it. I have also managed to post the ebay parcels that I couldnt yesterday.

    Nothing else to report except Mr LH is much happier now we have a dog. He has really missed them and was very upset and depressed when we had to return C. He even got up early to walk him so I didnt have to. :) I have received the refund for the aborted train journey to BiL a couple of weeks ago and my claim for the late runing last week has also been approved and will be in the bank in a few days. I cant remeber if I said but I alsocahed out £5 from surveys and have received that.

    Anyway enough dog stuff. Have a good eveing.

  • Blackcats
    Blackcats Posts: 3,911 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Lovely to hear about Bear - sounds like he is doing very well in the circumstances.  I'm sure your knowledge, skills and patience will reap great rewards

  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounding awesome already.
    LOvely boy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounding very positive indeed 🤞I looked up the breed and can see why you’re calling him Bear. Lovely looking dogs.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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