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15months to debt free - I hope

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,811 Forumite
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    That's great, glad you're getting the wills done too.
    Get your power of attorneys done if you don't have them, while Mr H is in an agreeing mood!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

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  • badmemory
    badmemory Posts: 9,988 Forumite
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    Actually the 2 POAs are more important than wills are & you can DIY.  You have no idea the chaos a hospital can cause without one.  They were going to ship my mother into rehab for 6 weeks & not tell us where she was going & wouldn't take our word about the POA.  We had been there at least 2 visitors a day for almost 2 weeks!
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the decorating has gone well.  That's fantastic news about the inheritance.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 4,013 Forumite
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    badmemory From past experience hospitals never believe relative. Many years ago they denied having my mums advance directive and went ahead giving her antibiotics after a major stroke which she was never going to recover from. My sister and I were together when we gave it to them so I had a witness. Thank goodness for a sensible junior doctor. Nuts to the consultant who ordered them and then disappeared for the weekend.

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,811 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    That's great the GP is taking it seriously

    Exciting progress with the decorating, the little bit of disruption will be worth it

    Pleased to hear the inheritance money is safely in your account. Possibly best to put as much as you can in an ISA if you have allowance remaining for this tax year, what with all the reports the government is thinking to cut the future allowance 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

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  • beanielou
    beanielou Posts: 96,489 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Now you have your inheritance would it be worth going private to get to the bottom of your health concerns? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • daisy_1571
    daisy_1571 Posts: 2,246 Forumite
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    Glad decorating going well and docs are looking into your ailments. 

    Yep, best sitting in one room with a good book keeping out their way, it will be quicker for the workies the least they are interrupted

    Dxx


    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • ladyholly
    ladyholly Posts: 4,013 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all

    I have put in the maximum to my ISA already but need to look further when I have the chance.

     I have thought about a private consultation on my breathing but I am not sure what kind of specialist I need. If I am right I need a neurologist and if the gp is right it is a possible heart problem or it could simply be a weight problem. I will go for the blood test and heart trace in the meantime but I have a feeling both will show nothing as they did two years ago. It is very hard for any dr to make a diagnosis when all tests come back negative so I dont blame them. It is just frustrating. The other problem is that the standard treatment for myasthenia is the tablets I take and also steroids which I have refused on several occasions. Most people gain a lot of weight when on them and I cant afford to put that weight on as it will affect my arthritis. You cant win.

    Gloss painting is all done. The only trouble is the rest of the house looks awful but it will all get done in time.  Wallpapering tomorrow and possibly Friday depending how he gets on. Going to see about carpet next week. The decorator has cut all the edges of the holey one so it has to be replaced now. He knew it was to be replaced but that has concentrated Mr LH's  mind very well. Hooray.

    Hairdresser this morning for a trim and to collect the prescription the gp gave me yesterday. I will try the new inhaler tonight.

    Had a Chinese from the sm for dinner as I cant get into the cupboard where the freezer is as there is no handle at the moment. 

    The door handles are now all cleaned up and ready to go back on the doors tomorrow. They arent perfect but all look a lot better.

    I should be able to start cleaning the stuff that belongs in the hallway etc tomorrow as it shouldnt affect the wallpapering. We will need a trip to the diy shop for some replacement things that need replacing. We will also get a curtain for the front door. I thik there will a fair bit of money going out but as we have done very little to the house over the years it does need it. 

    Have a good evening.




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