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15months to debt free - I hope
Comments
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A s Captain Tom used to say 'Tomorrow will be a better day'.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
That is all very overwhelming. You've been absolutely smashing it sorting out literally everything in all directions.
Maybe once the things that have been sold are posted you could take a fortnight off from listing? I know it's annoying having 'stuff' knocking about but just for now, stop giving yourself extra jobs.
Could you ask Mr LH if he can do farm shop duties while you do PO and getting his cigs?
Hope you sleep better tonight, five hours a night is not going to be helping anything, no wonder you're feeling extra miserable on top of all the stresshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
I do wish you got a bit more support on the domestic front, @ladyholly. You seem to be always on the go with parcels, shopping, housework, etc.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Absolutely agree with this.foxgloves said:I do wish you got a bit more support on the domestic front, @ladyholly. You seem to be always on the go with parcels, shopping, housework, etc.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
I read along and think how much you do. If your OH not able to get his own cigarettes or help you with your online listing?foxgloves said:I do wish you got a bit more support on the domestic front, @ladyholly. You seem to be always on the go with parcels, shopping, housework, etc.
Carolbee3 -
I hope today has been better too. It's always harder when you are having to tiptoe around someone else's moods as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Sorry SA You have far more to deal with than me and in many ways I have a lot of free time if only I could use it. But tiredness and breathl;essness means I cant do much at once.Unfortunately I need Mr LH to take me to the farm shop and I can get to the PO under my own steam fairly easily althought it is annoying that my PO near the sm has shut.Thanks everyone else . Unfortunately because MR LH has quite severe depression (and wont do anything about it as he hated being on tablets and when he had talking therapy he described it as have a nice chat once a week but it did nothing for him). The depression is under control most of the time but the stress of the last year has really knocked him for six.the chances os him going into a shop without me is very unlikely and if have to with him I might just as well do things myself at a time thats good for me rather than wait for him.Helping in the house is one of those things he says he will do but not at a time it needs to be done but only when it suits him. To give an example he brought some tools home when we cleared my bil's house. They are still in a box in the lounge despite me asking him to move them several times. The excuse being he is waiting until the garage door is done. I am not holding my breath.He claims he doesnt know how to list on ebay. My answer neither did I to start with.
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I think you must have the patience of a saint, @ladyholly.2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3 -
Evening allI have felt a bit better today. I took most of the smaller parcels to the PO this morning and will take the big ones on our way shopping tomorrow when we will pass the PO in the car.I have had an email from the estate agent to say the family that are intersted in the house would like to go ahead. Unfortunately they need to sell their own place so we may get caught in a chain but I think it is more likely to sell than with the developer who obviously didnt want to go ahead in the short term. I dont know how long they think we were going to wait. I get the impression the EA isnt impressed either and her boss has gone very quiet. What a surprise.We took a chance on the weather and took Bear to the field despite very large black clouds overhead. Fortunately they came to nothing. It still hasnt rained here. Bear had a wonderful time and was as good as gold and managed a recall almost the full length of the field when I called him and waved his ball. He has slept all afternoon without a peep which is unusual as he is a barky dog and the doors to the garden haave been open.Next door have a new puppy and he and Bear talk to each other in the morning. I am sure the rest of the street love it.
Bank checked and rubbish and recycling are out.5 -
I have I just throw things around and mutter a lot. Luckily his hearing isnt too good.foxgloves said:I think you must have the patience of a saint, @ladyholly.
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